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5 Reasons To Write & Publish Your Book — Build Credibility and Passive Income

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By Stephanie Mojica

Do you have real estate knowledge that you wish to share with other investors? Or, would you like to build a passive stream of income with sales of books you’ve authored?

Let’s talk today about five reasons why you should write and publish your book instead of thinking, “Oh, maybe later.”

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1. You can get your message out to a lot more people than you ever could through one- on-one work, networking groups, speaking, etc. It’s just really been beneficial to my clients, to have hundreds, thousands, tens of thousands, or even millions of people exposed to you, your message, and your story. A book is just an incredible way, and a very affordable way, to get that message out. Because more people are willing to invest $9.99 or $14.99 in a book than $100 or thousands of dollars in your course, your service, etc.

2. When you write and publish your book instead of just thinking about it, you get to enjoy the reputation and credibility builder of being a published author. Clients have told me that they decided to work with me because they don’t want to keep seeing “Author of…” in everybody else’s bio, especially when they were speaking on live or virtual stages. And writing a book really shows that you’re in the game for the long haul, that you’re not just a one-trick pony. With the pandemic, a lot of people started calling themselves coaches, consultants, and other experts. And we don’t know if some of those people will go back to their day jobs or jump on the next trend. So, writing a book just shows that you’re in the game for the long haul. Your business isn’t something you just decided to do, especially because of the pandemic.

3. You’ll have that sense of accomplishment that I and others have experienced after writing and publishing a book; that feeling is indescribable. Most of the population has not even attempted to write a book. And of the people who try to write a book, less than 5% finish it and publish it.

4. People seek you out a lot more when you have that published book out there. The opportunities include media interviews, speaking gigs, and podcast interviews. Having a new book is a great way to increase urgency among people booking such opportunities because everyone wants to be on top of the news.

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5. Waking up to passive income is another benefit of finally writing and publishing your book. While many of my clients make money from new clients that come in through their book and the increased publicity surrounding them, some people that I’ve worked with have made five and even six figures from book sales. It’s great to make money when you sleep, especially with rents, mortgages, and everything throughout the world on the rise.

So, write your book. Don’t just sit around thinking about it and end up on your deathbed wishing that you did it. Just do it. I promise you — especially if you get the right support. It will not be as painful or as difficult as it sounds.

Stephanie Mojica

Stephanie Mojica, writer of How One Writer Shifted From Settling for $12 an Hour to Prospering at Over $90 an Hour and shorter books such as Quick Answers to Frequently Asked Credit Questions, is an award-winning journalist with publications such as USA Today, The Philadelphia Inquirer, San Francisco Chronicle, and The Virginian-Pilot, among many others. She helps executive coaches, business consultants, business owners, attorneys, and other decision makers generate more money online and become the go-to expert in their field by guiding them step by step through the process of writing and publishing a book.

Learn live and in real-time with Realty411. Be sure to register for our next virtual and in-person events. For all the details, please visit Realty411Expo.com or our Eventbrite landing page, CLICK HERE.

Passive Income from Commercial Multifamily Real Estate

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By Dr. Chander Mishra

Investing in multifamily commercial properties is the perfect investment for those who are not interested, cannot spare time, and cannot withstand stock market fluctuations. For busy professionals like doctors, engineers, or healthcare professionals seeking to grow their capital without participating actively in the capital generation, this type of apartment investment is the most suitable.

When choosing a multifamily investment strategy for busy professionals, there is more than one way to guarantee success. It involves the minimum risk and creates a reliable income source.

Read the full article to know the additional advantages of investing in multifamily commercial property.

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Advantages Of Investing In Multifamily Commercial Property

Besides being a reliable means of generating extra income, renting out multifamily commercial properties offers the additional benefit of forced appreciation. Yes, you control the value of your property by making it better.

A multifamily real estate investment entails the investor purchasing apartment complexes with multiple profit-making rental units. Investing in this way offers the investor the following advantages:

1. Invest one time, get passive income forever

Multifamily rentals are high investment demanding properties, and most busy professionals can get started by investing spare money in them. Every month, the investment will bring in a cash-flow. You are also shielded from vacancy as the entire property cannot sit vacantly. Even if a few units are vacant, the investor will continue to generate revenue and pay the bills.

2. Faster growth in portfolio value

While investing in multifamily, the investor can build a diverse portfolio of rental units at single or multiple locations making it more efficient and easier to maintain. Unlike single-family rental properties, there is no need to contact different sellers to purchase properties or inspect several sites. It’s a one-stop-shop for investment acquisition and maintenance, making it operationally efficient.

3. Great Long-Term Appreciation

Multifamily investments are a better option for appreciation and maintenance over the long term. Also, a property with superior amenities (such as better maintenance, parking lot, clubhouse) increases more in value than a single family home.

Using professional property management, the cost of living and rent rises faster for multifamily properties. Since these properties are well-maintained, they lose less value over time and allow investors to safeguard their capital against inflation.

4.Tax advantages

Apart from earning passive income, rental properties also save you a great deal on taxes. In multifamily apartments, taxes are reduced or eliminated as a result of depreciation and other losses. In other words, depreciation and cost segregation make you more money.

Furthermore, the Internal Revenue Service recognizes multifamily as a business; thus, they offer tax incentives, especially for upkeep and maintenance.

5. Attractive Leasing Rates

Commercial multifamily buildings are managed professionally by property management companies, which helps to ensure that rental rates are maintained at the market rates and returns are higher. The investment in existing real estate experiences cash-flows and high returns in areas where construction is prohibited by land restrictions or by law.

Since industrial buildings rent at a lower rate, multifamily properties enjoy attractive lease rates.

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6. Longer lease contracts

Multifamily commercial real estate witnesses extended lease agreements with tenants. It means the investor would have a reliable income stream because of the long-term tenants.

7. Lesser Competition

Because most people are reluctant to invest in commercial multifamily real estate, there is less competition for investors. The passive investment opportunity is broader because investors have more choices of apartments. Also, there is a knowledge and process barrier.

Conclusion

Compared to the stock market, commercial multifamily investments usually provide a higher return with less volatility, making them the best diversification option for investors who don’t want to risk their capital on equities. Investments in commercial real estate are a vast undertaking, so they are beneficial in several ways. By minimizing risk factors, you can earn a high return on investment in just a few weeks.

Investing with us enables you to take advantage of real estate market investment opportunities. We identify properties in the right markets, complete due diligence and sign loan documents, and manage the apartments to generate cash flow for you. This is all done turnkey and you partner with us to grow your passive income

We are offering you the chance to create passive income in the leading markets in Texas by investing in the commercial multifamily real estate sector.

Come Invest With Us Join our exclusive investor portal at www.bluoceancap.com. Looking forward to seeing you on your passive income journey.

Financial Freedom: Embracing Passive Income Investing

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Image from Pixabay

By Dr. Chandra Mishra

Financial freedom is crucial at any age. The genre of intelligent millenniums knows how to create variable income sources to gain financial freedom as soon as possible.

Passive income is the top contender for financial freedom which means no more worries about your ongoing bill payments or making rent. Once your basic needs are met you are left with enough to fulfill your desires; paying off debts, going on a long vacation, or indulging in luxurious recreation facilities.

Today we are clearing the dubious air about financial freedom as people have a misconception about investment fundamentals.

If you think working tirelessly and continuously is making you rich and financially free, you are mistaken. As being rich need not necessarily mean your financial freedom. Also you are losing time which you can’t buy.

Financial freedom comes when you build yourself multiple sources or streams of passive income that can pay for your expenses and leave you to live your life on your terms with minimal need to indulge in strenuous work.

Ways of Creating Passive Income

You are generating passive income when money keeps flowing in irrespective of your active working status.

Image from Pixabay

It may sound strange, but it does make a lot of sense as passive income can be made in two primary manners:-

1) Your Investment Works On Your Behalf

You invest strategically in projects that create monthly income with a fixed or standard rate of return.

The option here could be investing in instruments like bank and government bonds, corporate bonds, rental property income, multifamily/apartment investing that can quickly help you get out of the rat race.

2) Your Business Working On Your Behalf

Under this method of generating passive income, you indulge in a passive business income-making strategy. As a smart business person, you create a business that has the potential to run without your active participation. You hire and create processes to run the business. Following this strategy will offer continuous cash flow, whether you are parting hardship to your business venture or not.

Both investment and business work in synchronization for passive income generation for an entrepreneur.

Multifamily investing for busy professionals is one noticeable option that can create a consistent income without too many risk factors involved.

For busy professionals who cannot spare time consistently to keep track of their diversified investment portfolio, their entire investment portfolio can be constituted around multifamily real estate investments. It is a great foundation with very low volatility and opportunity to capitalize on passive income.

Why Multifamily Real Estate Investment Is A Sound Decision For Passive Income?

Image from Pixabay

Multifamily real estate can act as a catalyst for your investment career. And, this is not without the reasons:-

1) Easier Availability of Finance

If you think the enormous size of multifamily properties will call for difficulty in arranging finances, don’t let their size befool you. Multifamily properties are more accessible to finance than single-family homes. The price of multifamily properties is not the deterrent in fetching easy financing options. These properties are more likely to be approved by financial institutions like banks for a loan because these are more likely to generate cash flow month after month. This guarantees timely loan repayment.

2) A More Fabulous Kick Start

Acquisition of multifamily real estate is a better investment with low volatility which could be your fantastic end-games strategy too. You will retire with multiple streams of income. If you want to start small, A small multifamily property acquired, you can live in one of the units and pay down the mortgage you receive from the tenants residing in other units. Besides rent, you will earn appreciation on your investment capital.

3) Light Years Ahead Of Stock Market Return

Multifamily syndication returns have significantly gone down in the last two years. Yet you can lay hands on a 12-13% average annual return which is significantly higher than stock market returns.

Additionally, you are not even paying taxes (decreased taxes are the most extraordinary relief anytime) which means you are light years ahead of stock market returns.

4) Enjoy Cost Segregation Benefits

Image from Pixabay

Under the cost segregation, multifamily real estate investors enjoy reduced current tax liabilities which imply upfront cash flow. Without cost segregation, multifamily rentals are depreciated straight line for 27.5 years.

However, with cost segregation, the depreciation on specific real estate rentals’ components is faster (like in five, seven, or 15 years). The faster depreciation means you can save/make more money with depreciation and cost segregation applicable in multifamily investment projects.

Additionally, the government taxes income from multifamily investment properties at a passive income rate. This means no employment taxes.

Conclusion

Hope our little effort will help you embrace passive income investing for attaining financial freedom the soonest. Time is to start today, you can easily partner with someone or invest passively completely. What steps will you take in the coming weeks to create passive income?

For more information, contact your financial/legal advisor or financial counseling firm before investing.

How To Create Passive Income As A Private Money Investor, Potentially Making Double Digit Returns!

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Image from Pixabay

By Gary Massari

About Gary: Gary and his partners build luxury homes in the San Francisco Bay Area, and sell them for $1,800,000 to $4,500,000, making substantial profits for the benefit of their investment partners. What makes Gary’s homes sell for top dollar in any market and produce such high returns will be covered in this article and at Realty 411’s expos events.

About Creating passive income: When your money starts working for you, then you can stop working for money! Creating wealth is great, and allows you to contribute your earned income to acquire income-generating assets. Passive income, when structured properly, is the fastest way to financial freedom.

Image from Pixabay

On my radio show, called “The Bridge”, I had the opportunity to interview Robert Kiyosaki, who taught me an amazing lesson about building wealth. He said, “Financial independence is making enough passive income to cover your monthly obligations.” I f you make $10,000 passively per month and your obligations are $10,000 a month, you are financially free. That simple statement changed my life and simplified my goals by making them believable and attainable.

I thought to myself: if I could make $100,000 on each home I flipped, and put $50,000 down on rental property, I could create a $500 net monthly cash flow. I would only need 20 rentals to meet my goal of $10,000 a month. Then, as I started making $150,000 to $500,000 on my flips, I could buy nicer homes in nicer neighborhoods and net $1000 a month of cash flow.

My thinking changed when I started making over $500,000 on my flips. I wanted to invest more money to create more passive income so I could improve my lifestyle and travel more – but the most important reason is that I want to leave my wife in a financial position where she can live any life she wants without worrying about money. I wanted to increase our business, so I set a goal to double itin the next 3 years, which meant building 7 to 10 luxury homes and thus increasing our revenues to $25,000,000 and our profits to over $3,500,000 annually.

We are able to grow our business so quickly thanks for our financial partners. We offer our investment partners 10% interest on their capital investment and up to 10% of the profit. This return is so attractive that I started investing in our own homes so we could get the same returns as our private money investors!

My favorite quote is: “success is just one step outside your comfort zone,” and for many of us, that step is pretty big! It is scary to step out, for fear of losing what little we gained. I always lived with the fear of being homeless, but I want to share this one little story that set me free of negative thinking.

Image from Pixabay

At the time, I was a managing partner in a mortgage company with 58 branches and 1200 loan officers, working with my first real estate mentor, Glenn. He came into my office and said, “Gary, what is your dream?” To which I said, “to retire with a $50,000 a month cash flow.” He responded, “Why are you capping yourself? You are capable of retiring with a $2,000,000 to $3,000,000 a year cash flow.”

So often, we lack belief in ourselves and think that it will never happen for us. Yet I stand before you as a witness – and wealth was never my goal, not even an afterthought! Did I ever believe I would build $4,500,000 luxury homes, making close to $1,000,000 profit on one home? Of course not! But now my thinking has changed, and I am building 7 to 10 of those homes a year – and now I am thinking about building 50 to 75 homes in a retirement community.

The mind is a crazy thing – it can keep us broke, or create a path of success to achieve our greatest goals. It all starts with a dream. And the funny part is, it takes just as much energy to dream big as it does to live small…

Here is a picture and a link to the newest home we are building: https://reifortunes.com/showcase-of-1637-greenwood-ave/ It is being offered at $4,500,000 off-market right now, and the best part is that we are 2 months from completion and already have buyers looking and offers coming in!

Our Realtor(R) brings us off-market homes to renovate and will be speaking with me at my next expo.

If you are interested in learning more about our company as we scale up our company, just set an appointment here: https://reifortunes.com/appt/gary-massari/

In our meeting, I will break down how I find homes, grow partners, create a team, and build luxury homes. You can learn more about me and my company here: https://reifortunes.com. Here is a short summary of how we do things. Our financial partners have been able to build capital in a very short period of time, making higher-than-market returns. Once they’ve built up enough capital, we encourage them to invest in rentals — residential or commercial —and we have the resources to help them. One of my favorite companies that helps people find rental properties in high growth areas is www.RealWealthNetwork.com. The CEO, Kathy Fettke, is the author of the book, Retire Rich with Rentals on Amazon – it’s a great read!

Here is the short summary of how we get such high returns:

Image from Pixabay

Step #1: We work with top producing Realtors(R) who work with high end builders or flippers. They find the off-market deals and bring them to us in exchange for the listing rights. Most of our homes, when completed, sell off-market. Please do not share this strategy with others, as you will create competition in your area. Our Realtors(R) make commissions of $2,000,000 to $3,000,000 a year and sell most of their homes off-market.

Step #2: We have a vision for the end product. When Greenwood was brought to us, the builder (owner) got in trouble for being over-extended and sold it to us to pay off his loan and make a little money. Unfortunately for him, he did not have the vision of a $4,500,000 home, and we did! We saw that this home could be extended to 3100 sf. from 2500 sf., taking the value of this home from $3,700,000 to $4,000,000. The additional value is my trade secret, and will only be shared in a personal meeting. You can book one here: https://reifortunes.com/appt/gary-massari/ or give me a call at 925-451-1619. Because of the many calls I get, I have a call filter so make sure to leave a message, and I will return your call.

Step #3: We find an architect who is current in designs and trends. In the current market, the “Modern Farmhouse” is a hot commodity. We have signature designs for both the exterior and interior, which we will share in a personal meeting.

Step #4: We split the contractor crews to have construction going on for the exterior and interior at the same time. This alone saves time and money.

Step #5: We complete the exterior first, including landscaping. This leaves two months to completion, which is our off-market time.

By sharing these steps with our financial partners, we give them the confidence that we have a well-oiled machine, with a contractor who is an owner in our company and on the job every day. Our crew is amazing, fast, and skilled at building homes in half the time other builders do.

Unfortunately, we can only partner with people with whom we have a prior relationship. So let’s get to know each other! If you are interested in learning more about our company,  book an appointment with me here: https://reifortunes.com/appt/gary-massari/ 

Happy Investing!

Gary

Gary Massari

Leading REI Coach & Trainer

Gary Massari is best described as a man with a long and successful past!  He is a top real estate investor and trainer who ran a successful peak-performance school and trained over 3000 realtors, investors and loan officers to become top income earners. He was also the managing partner of the largest mortgage brokerage company in northern California. Then there were his years as a co-host on the very popular radio show in the San Francisco Bay area where he taught financial literacy to over 25,000 weekly listeners.

Gary helps to build his students, followers, and team members their own unique master plan to achieve their REI Wealth.

He’s also a best-selling Amazon Author in four different categories, with more than 300 published works and the founder of Make Money Now Real Estate Investors. If there’s anybody in the know, it’s Gary. In fact, through Gary’s mentoring programs, he has had students become millionaires and build their own fortune 5000 companies.

But what makes Gary tick?  Gary believes that a person’s success requires a few things:  Hands on mentorship, community, education & local support.  He has built an entire REI club and network around those concepts. 

For Gary it’s about giving the full experience to the student so they can actually get out there and succeed.  One of his single-most sought after programs is the “Ultimate Master Plan for Real Estate Investors”, which contains many parts that help one become a master of their own life and their own investments.  His goal for you is to retire debt free, mortgage free and wealthy.

Gary breaks your master plan down into these critical areas:

  • A Personal Budget
  • Debt Retirement Including Mortgage Debt
  • 5-Year Income Plan
  • A Real Estate Purchasing Schedule for properties and notes
  • A Net Worth Balance Sheet to measure their wealth as they grow it.

One key service that Gary offers is his national REI Club where he provides to his membership all the key components of success that are so important to him: Hands on mentorship, community, education & local support.  And his education is always exciting, thorough and top notch!  Just look at some of these workshops:

  • How to find hidden deals and beat your competition to the Bank,

How to build their net worth and a create a debt free mortgage free retirement.

Learn live and in real-time with Realty411. Be sure to register for our next virtual and in-person events. For all the details, please visit Realty411.com or our Eventbrite landing page, CLICK HERE.

Is REIT a good option for earning passive income?

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Image by Tumisu from Pixabay

By Phil Bradford

The year 2020 has made us realize that you need an extra income avenue to sustain yourself. Apart from your regular income, if you can earn passively, then you will be one step ahead to make yourself financially stable.

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Image by Gerd Altmann from Pixabay

When you are thinking about passive earning, REIT (Real Estate Investment Trust) is a good way to earn passive income and you can trust it. Real Estate Investment Trust or REIT manages commercial real estate properties. The REITs are publicly or privately traded companies and with the money taken from the investors as an investment, they run the commercial real estate properties. The benefit of investing in REIT is they are designated to pay 90% of their taxable income to the investors and the 90% return signifies the dividend is higher than other stock investments.

Now, you can take a look that REITs invest in what kind of property

REITs are attractive for the investors because the investors don’t have to take any burden like buying any property directly. REITs are dividend-generating passive income avenues where investors do not have any tension of buying any property.

Have a look at REITs usually hold what kind of properties:

  • Office buildings.
  • Retail buildings such as shopping malls.
  • Hotels and resorts.
  • Healthcare facilities.
  • Apartment complexes.
  • Warehouses.
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Image by Jason Goh from Pixabay

You can depend on REITs to earn passive income if it has a good management team and if there are some good properties in its hold. Then you can relax and watch the growth of your investment.

The 11 points that describe REITs is an ideal passive earning avenue

The REIT works in the same way as the stock market or the mutual fund. You will receive dividends from the company and make a profit from REIT stocks when you will sell them.
  1. The high dividend returns are the special feature of the REITs. No other investment can provide you such a high return.
  2. The upfront fee of REIT is not very much.
  3. For a newbie investor, REIT is the easiest way of starting an investment. You have to only use a brokerage account to buy REIT stocks.
  4. The investment range of REIT is comparatively lower than other investments if you make a comparison. The investment range of REIT runs from $100 to it can stretch upto several thousand dollars. REITs are an easy way to build your wealth.
  5. REITs are usually liquid investments. You will be able to buy and sell the REITs in the open market.
  6. The dividends you will earn from REIT can be increased from time to time when the asset value of REIT’s properties will increase gradually.
  7. Investing in REITs is a good option to diversify your portfolio and it can help you to reduce the volatility of your portfolio.
  8. REITs are the best alternative for those people especially the retired persons and the newbie investors who do not have adequate capital to buy and manage their property.
  9. The real estate market is usually dominated by larger corporations but REIT is giving the chance to small investors to invest in commercial real estate. Generally, REIT is the collective trust among the multiple investors that non-accredited investors can invest with minimal dollars.
  10. This long-term investment in REIT is profitable for its liquidity.
  11. Indeed, the historical performance never guarantees the future performance of REIT. Though REIT data reveals from 1977, it has earned 12% on average annually.
One important point to remember is that your income from REIT will never be taxed by the IRS as passive income. Rather the earning from REIT is considered as portfolio income and they will be taxed based on the capital gain tax rate.

Can you depend on REIT amid this uncertain time?

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Image by anncapictures from Pixabay

In this devastating 2020, where everything is uncertain, people are almost dependent on stimulus packages, the question will come to mind that is it a good time actually to invest in REITs? Well, financial experts are saying that if you have money in hand now then the better option for you is to invest in REITs than the stock market. With REITs, your investment will grow in less-volatile conditions and in a stable and balanced way. It is only REIT investment that is providing you an opportunity like you can deduct up to $3000 from your taxable income if you suffer any loss. But REIT experts are saying that you can avoid three types of REIT investment now and they are the hotel, hospitality, and retail. The hotel and hospitality business is in its bottom level currently due to tour and travel is at its lowest strata. The same thing happened with the retail stores. Due to lockdown, nearly all the retail stores are closed so retail REITs are not much profitable now. So, if you keep these points in mind even in this uncertain time, you can depend on REITs to earn passive income.

Can you depend on REITs during an emergency?

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Image by Peggy und Marco Lachmann-Anke from Pixabay

Average Americans tend to use the ‘quick-money-way’ for fulfilling any emergency. For Americans, quick-money means either high-interest credit card loan or a payday loan. But both are not good for your financial health. The minimum interest rate of a payday loan is 391%. For a small loan amount, you have to pay off a ballooning interest rate. Rather than this option, during any emergency, if you sell your REIT stock, you can get a lump sum amount most safely. However, if you are already entrapped in payday loans then you can choose the consolidate payday loans option for now. Eventually, REIT is more dependable to you as an option to get out of any financial emergency.

Final words,

After reading the article, you may have understood that to earn passive income and for your emergency-money-requirement, there is no substitute for REITs. To invest in REITs means you will gain some tax advantages. Due to the reason of avoiding corporate tax, REITs distribute 90% of their income to the shareholders. The net result of this is higher earnings for REITs investors. In brief, if you want to earn a passive income without taking much hassle or risk, you can depend on REITs. That is why REITs are the dependable income avenue for you even for your after-retirement-phase or if you are a rookie investor.
Phil Bradford

Phil Bradford

Phil Bradford is a financial content writer and an enthusiast. He has expert knowledge about personal finance issues and he is a regular contributor of Debt Consolidation Care. His passion for helping people who are stuck in financial problems has earned him recognition and honor in the industry. Besides writing, he loves to travel and read books.

TERICA KINDRED: This Girl is ON FIRE!

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By Karen A. Walker

For Terica Kindred it’s not about real estate. It’s not even about money.  For her, it’s all about freedom. Real freedom—the kind you can own…. and share.

Girl On Fire

She bought her first property, a four-plex, at age 20. By age 23, Terica Kindred owned 10 rental properties. By 24 she was a millionaire.

But it wasn’t smooth sailing from there.

At age 30, Terica lost 1.2 million, thanks to what she pithily refers to as “big drama.” Misplaced trust in a construction manager whom she realized, too late, was over his head in his responsibilities, triggered a serious loss of her own funds.

Yes, that was devastating.

But, ultimately, no worries. She’s got this. Terica has a broad view of living, and it includes ongoing learning, serving, growing and always improving.

For Terica, when you hit the wall, it’s a learning opportunity. Dust off your feet, learn from your mistakes, head in a new direction, and move on.

In a nutshell, Terica and Nike share the same motto: JUST DO IT.

Start

Born and raised in south central Los Angeles, Terica earned a computer science degree from the University of California, Irvine.

Entrepreneurial to the core, while in college she and more than 20 student colleagues developed an early computer game for mobile phones. They were going gangbusters, things were starting to take off and eventually the project needed Venture Capital (VC) funds to grow. It was an exhilarating journey… and then, suddenly, it died.  VC funders at the time just couldn’t imagine anyone playing games on their mobile phones. Yes, really!

The short-sightedness of deep-pocket investors was a significant learning moment for Terica. Lack of funding was a limitation.  Depending on someone else for funding could destabilize the trajectory of a project, or even of a life, her life.

 No Limits

Terica wanted no part of funding limitations in the future, so when the opportunity to work for Deloitte in Orange County, California, opened up, she took it. It was a good company and a good job in the field of tech solutions. But her dream was bigger than any corporation could hold.

That’s when real estate became a passion.

“I’m a landlord’s daughter,” says Kindred when asked what sparked her interest in real estate.

“I love freedom, and real estate was an easy way to get that. I quit my job before I turned 30 and earned enough residual income to cover my life using real estate. I love that!”

Although she grew up around real estate, she admits her father has a different approach from hers.  She focuses on flipping, and she’s become an expert at thoroughly having done and understanding every aspect of the business, including construction, managing costs and delivering what buyers want. Her father sighs. As she explains, “my father is a buy and hold guy. He thinks what I do is crazy!”

Most people, however, wouldn’t agree with her father. Instead, they might say she’s a positive force to be respected. No stopping her. Full steam ahead, getting wiser and better every day.

Her mother would agree on this last point, calling her daughter “unstoppable” and even becoming her first investor, with ongoing investing as she sees fit. The pursuit of freedom, it seems, is contagious.

Proof is in results

Terica’s acquired-by-doing expertise in identifying and flipping properties in more affordable locations than her native California, has paid off.  Big Time.

She first focused on building a strong passive income to replace and exceed her corporate income.  Flipping properties prudentially enabled her to cull profits to purchase rental properties that paid a monthly, residual income and provided significant tax breaks.

Terica also employed her computer science and internet marketing savvy to grow her business in ways most real estate entrepreneurs never consider, let alone master.

Moonlighting in real estate while holding down a steady job, Kindred was able to quit her job as soon as she was earning more in passive real estate income than in her corporate paycheck. It’s a strategy she advises to others.

No slowing down

In 2010 she relocated to Atlanta and hasn’t looked back since. Nor has she slowed down.

Amid increasing real estate deals and new ventures, Terica managed to convince her then-boyfriend, Jasen, who had lost his job at the time, to stop looking for a new job and to instead join her on the freedom path. He was stunned…at first. Then he took a deeper look and decided to test it out.

Turned out, Jasen liked the adventure and the profitable results. He became an integral part of the business, and of Terica’s life. They were married more than a year ago and welcomed their first child the end of last year.  Talk about adventures!

Full Circle, Giving Back

Now less than 10 years after quitting her corporate job, Terica’s third book, My Freedom Blueprint, is hot off the press.  She considers the book, and her system, a gift she’d like to share with others.

Not surprisingly, Terica penned the book while pregnant. For her it was fairly easy writing since she continues to follow and live what she advises to others.

MyFreedomBlueprint.com conveys the gist of Terica’s real estate investing strategy and options.  It includes strategies for buying, fixing and flipping properties, investing in high-yield, low-taxed income properties, lending funds to other investors for double-digit returns, wholesaling properties for quick cash and much more.

None of it evokes cheesy gimmicks or impossible promises.  Quite the opposite.

Terica’s newest venture – My Freedom Blueprint – aims to build a mutually profitable community of vetted, trusted investors who can and will help each other achieve their own freedom dreams.

For Terica, ultimately, it’s still all about freedom!

To learn more or to reach Terica, go to MyFreedomBlueprint.com.

 

Karen A. Walker is a seasoned, award-nominated journalist with a passion for real estate.

The 3 Things Investors Need Most in 2019

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By Fuquan Bilal

Do you have the three things you need most out of your investing for this year and beyond?

Many are finding it hard to make sense of the market right now. The media headlines proclaim the economy is awesome and supercharged with growth and low unemployment. Yet, the hard data and other signals suggest there are some corrections in the works. The bottom line though, is that you need these three things to get you through.

1. Passive Income

Time is the most precious and scarce resource we have. The only way to really get more time is with passive income. We can only become so productive. Then it is up to passive investments to make money so we can spend more time on other things. That’s true whether you are already making millions a year, or are in a high paying career, but are still trading your time for a wage. This is going to be even more critical over the next couple of years. And it doesn’t matter whether or not you own rentals right now, or you think your company is well insulated from a recession. If you’re not getting truly passive income, then it may be time to consider a fund or other vehicle.

2. Downside Protection

Who knows, we may really be in the best economy ever, and real estate prices, stock values and incomes might just keep going up. Of course, the odds are that there is some type of temporary correction in the works. That means it’s just smart to have some tangible, underlying hard assets and to be overcollateralized in order to protect wealth and capital during the months and years ahead.

3. Stable Performance

No single asset is going to perfectly and consistently perform the same forever. And it’s those fluctuations that are really tricky and usually come at the worst times. By diversifying and harnessing great management, we can keep our total portfolio performance steady, and yet without being so over-conservative that we end up with negative yields.

We believe we’ve achieved all this, and the ability to future proof your portfolio through our hybrid fund. Check out how we’re doing it today…

Investment Opportunities

Find out more about investing in secured debt and real estate, go to NNG Capital Fund