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CRACKING THE CODE to Cashflow

By Jonah Dew

What if we could show you how to save and spend money at the same time? What if there was something that you didn’t know about the financial world that was hidden in plain sight? What if there were tools available to everyone, but nobody ever took the time to teach you how to use them to your advantage? Welcome to our world! Right here and right now we’re going to teach you what we were never taught in school—how you can save and spend your money at the same time.


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Most folks will spend their entire adult lives paying their expenses, the bank, and creditors all while witnessing their retirement fund and legacy drastically fluctuate or evaporate in the market! By giving our money to others to control, we’re giving up control of our money simply because it’s what we’ve been taught, and it’s what everyone else is doing. You may believe you’ve never lost control in the first place, but if your money is anywhere but in your OWN banking system, then, you my friend, have given up control.

The wealthiest families in America have been using this system for over two hundred years to eliminate debt, grow their wealth, minimize taxes, and leave a legacy to their heirs.

Robert Kiyosaki, Tony Robbins, and R. Nelson Nash are among the top 5% of people who talk about (and use) this strategy. Walt Disney used it to build Disney World. Ray Kroc used it to build the McDonald’s franchise. Sears and J.C. Penney have similar founding stories. This isn’t a coincidence.

R. Nelson Nash, founder of the Infinite Banking ConceptTM, defines it as “an exercise in imagination, reason, logic, and prophecy… It is all about recovering the interest that one normally pays to banking institutions and then lending it to others so that the policy owner makes what a banking institution does. You become the owner, the banker, and the person with full control over how your money is used.

Using this concept you can generate money for:

  • Retirement
  • Your Lifestyle
  • Your Family
  • Real Estate Deals
  • Leaving a Legacy

Many of the people who take advantage of the specially designed whole life insurance policies attribute their financial success to these four criteria:
1. You are in control of your money and where it goes (not the banker or financial advisor)
2. There is no risk involved with this system
3. Your money will grow above the cost of inflation
4. You can access your money immediately

It is NOT too good to be true. You CAN have full control over your financial future and how your money is used today. And we’re here to help you do it!


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Let us introduce ourselves.

First the younger and taller brother, Jonah, I live in Greenville, SC. I’ve been married to my wife since 2016 and we have three children. My Bachelor’s degree is in Business Administration from South University and I have used that in banking and insurance sales.

My first introduction to the Infinite Banking Concept was in February of 2016 and I was immediately attracted to the ability to keep wealth within my family, keep control of my money, and to become my own banker. One of my core values is that God has given us many blessings, and we are to be good stewards of any wealth he allows us to obtain. I believe that many simply just don’t know this process is available and I’m excited to help spread the word. Everyone deserves to know how their cash can compound, and how that can benefit their family, and future generations to come. I’m excited to partner with you to map out exactly how this system can benefit you. I’m extremely excited to show you a clear path to making your financial worries a thing of the past.

Now, the older brother, Jeremiah. After graduating from college with a communication degree in 2006, I went on a debt-reduction spree. I realized that achieving my goals and dreams weren’t possible with student loans and consumer debts. Financial gurus and authors had me wrapped around their finger and I was the most dedicated follower you could find.

After stepping away from my day job to pursue entrepreneurship, I ran into another hurdle in 2013, starting a family! I love my wife and four children more than anything! But, my point is: I hadn’t figured out a system to keep any of the money I was earning as my expenses rose higher and higher.

In 2015, a business partner briefed me on “something about fractional banking where guys are earning 40% on their money!” Well, I was in for whatever that was! Eventually, I was introduced to the Infinite Banking Concept (which tripled my net worth within two-and-a-half years)!

The style of the presentation I saw, and the Googling I did on the subject, was mucho confusing though. In 2019 I decided I needed to do something about it. So, after a handful of contracts, and a growing portfolio, my younger brother Jonah and I decided to build an educational platform that would help break down the concepts so that others could understand how high-cash-value Whole Life Insurance could be used as a private banking system. We now teach, train, and speak at live events across the country to make sure our talents double before the Master returns (Matthew 25: 14–30).

If you’re ready to learn more and ultimately become your own banker so that you can take control of your financial future we’d love to connect with you. Learn more at https://saveandspendsystem.com/

“The Money Multiplier”

By Bruce Kellogg

The Practice of Infinite Banking

For over 200 years the elite have been implementing a tool called the Infinite Banking Concept (IBC) to build wealth through their own debt and expenses they already have. This concept is described in the foundational book, Become Your Own Banker by the late R. Nelson Nash. By practicing IBC, we now have a system and powerful financial tool to get back all of the money for every product and service we will ever purchase in our lifetime.

Brent Kesler

BrentBrent Kesler was a Chiropractor and Chiropractic coach for over 14 years. After implementing IBC, Brent paid off $984,711 in 3rd party debt in 39 months. In fact, Brent became so passionate about how powerful this concept was, he began sharing it with others and thus changed his path. Brent’s main goal in making this move was simply to help more people understand how to manage and grow their wealth. For the last 8-plus years, Brent has been lecturing to thousands of people around the country on the dynamics of IBC and helping individuals break the bonds of financial slavery they don’t even realize they are in. He teaches how to take back control of your financial life and to stop doing business with the banks. Brent has a passionate belief that whether you make $10/hour or $10,000/hour you should know IBC and have this powerful information to keep control of your own money.

How It’s Done

We are creating a specially-designed, specifically-engineered platform to practice the Infinite Banking Concept. This vehicle is customized based on each individual’s needs and resources. You will be using this vehicle to make all of the transactions you are already doing in your life (paying bills, buying cars, purchasing houses, making investments, etc.) Think of IBC as the process to make those transactions/investments all without having to change your cashflow, work any harder, take any additional risks, or lose control of your hard-earned dollars; we are just adding 1 simple step to your financial life. You see, you want to be in 2 businesses in your life: the business that produces your main source of income and the banking business, the business that finances everything you do throughout your life. We all have access to the same financial tools; the wealthy just use these tools differently. Now that I know how the wealthy have been using these tools for over 200 years, I am going to continue to play the game right along with them.

Mapping Out the Millionaire MysteryBenefits

  • Keeps Money in the Family.
  • Control of Your Cashflow.
  • Recapture Money.
  • Protected from Judgements and Lawsuits in Most States.
  • Build Tax Free Wealth.
  • Creating a Legacy.
  • Earn Uninterrupted Compound Interest.

Getting Involved

Visit our website and view Brent’s presentation on this powerful financial concept: www.moneymultiplier.com/memberarea/

After you have watched the 90 minute presentation, schedule a call with Brent to get all of your questions answered and explain your personal situation by scheduling with him here: https://go.oncehub.com/BrentKesler/

Email – [email protected]
Cell – 785.248.9637

BONUS: Chris Naugle (client/colleague) and Brent Kesler, together they have written the book, Mapping Out the Millionaire Mystery. This is a 2020 spin off of Becoming Your Own Banker. You can purchase it by visiting here: www.themoneymultiplier.com/books/

**By mentioning this article, we will send one to you FREE (just pay shipping)


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Bruce Kellogg

Bruce Kellogg has been a Realtor® and investor for 38 years. He has transacted about 800 properties in 12 California counties. These include 1-4 units, 5+ apartments, offices, mixed-use buildings, land, lots, mobile homes, cabins, and churches.

Mr. Kellogg is a contributor and copy editor for two national real estate wealth-building magazines: Realty411, and REI Wealth Monthly. He is a recipient of an Albert Nelson Marquis Lifetime Achievement Award, listed in Who’s Who in America – 2019.

He is available for consulting with syndication, turnkey, joint-venture, and other property purchasers and note investors nationally, and other consulting assignments. Reach him at [email protected], or (408) 489-0131.