JOIN US IN PLEASANTON, CALIFORNIA THIS SATURDAY – Join Hundreds of People at Our Event with Maximum Networking!

Don’t Miss this Informative, Educational Cash-flow Conference!

Realty411 expos are created and hosted by a California accredited investor with 24 years experience in print journalism. Realty411’s publisher has owned property and invested in California since 1993 and is an active accredited investor with numerous both in-state and out-of-state rental properties.

We are already successful real estate entrepreneurs and antique dealers based in Santa Barbara County (known as the “American Riviera”). Our complimentary expos and magazines were designed to assist and empower others to also growth wealth with real estate. We also believe in diversification and enjoy learning other investing options. We own multiple businesses as well.

Our expo offers FREE ADMISSION, plus join us early for your BONUS TICKET for complimentary coffee, pastries and Mediterranean appetizers! We like to have fun too.

NO SALES – LEAVE YOUR WALLET AT HOME – FREE PARKING

Learn How to Profit in this NEW Economy with Real Estate and Personal Finance Strategies to Position You for Wealth!

DATE:

Saturday, November 18th

EXPO TIME:

9 am to 5 pm

LOCATION:

Four Points Pleasanton
5115 Hopyard Rd, Pleasanton, CA 94588


—- SPONSORED BY IRA SERVICES TRUST COMPANY —-

>> Learn from HomeVestors, We Buy Ugly Houses – America’s #1 Home Buyer in the Nation. They have purchased 75,000 homes in total thus far!

>> Meet Michael Ryan, Your Local Mortgage Leader and How He Can Help you Build Your Portfolio

>> Find Out How to Buy Fantastic A+ Class Property with as LIttle as $50K

>> Find Out Why Diversification is So Important – Learn How to Build MSI (Multiple Streams of Income)

>> Learn FOREX – the Largest Economy in the World, which Trades Trillions of Dollars PER DAY!!

>Meet a Real Estate Broker who is adding Trading Into His Life and Portfolio.

>>Find Out Why, How and Where He Trades – Don’t miss this inspirational presentation

>> Learn About Self-Directing Your IRA Services Trust Company and so much more!

> FIND THE FUNDS YOU NEED FOR YOUR REAL ESTATE DEALS, BUSINESS EXPANSION,

PLUS LEARN MULTIPLE STREAMS OF INCOME AT THIS EXCITING AND UNIQUE EVENT – AS SEEN IN ALL THE LOCAL MEDIA – SINCE 2007, REALTY411 HAS PRODUCED COMPLIMENTARY EXPOS AND PUBLICATIONS – OUR MISSION IS TO INCREASE FINANCIAL EDUCATION AND HELP AS MANY PEOPLE AS POSSIBLE INVEST IN REAL ESTATE TO IMPROVE THEIR RETIREMENT!

TICKETS TO AN EVENT OF THIS CALIBER NORMALLY SELL FOR HUNDREDS OF DOLLARS.

BE SURE TO TAKE ADVANTAGE OF THIS OPPORTUNITY. WE ARE THE “ORIGINAL” REALTY INVESTOR MAGAZINE!

COMPLIMENTARY NETWORKING BREAKFAST MIXER AND APPETIZERS IN THE AFTERNOON FOR OUR BREAKS!

NETWORK WITH EXHIBITORS, COMPANIES, REAL ESTATE GROUPS, CLUBS, AND SERVICE PROFESSIONALS – THIS IS THE PLACE TO BE!

* Mingle with Companies * Meet Local Leaders & Out of Area Investors * NON-Stop Tips for Real Estate Success

We Want & Can Help YOU Succeed As We Have. Bring Lots of Cards.
Mingle with Local Leaders & Industry Professionals from Around the Nation!

Hosted by Realty411 – Publisher of National Real Estate Magazines

Influential Real Estate People & Business Owners Attending!

MEET THE REI DIRECTORS FROM NORTHERN CALIFORNIA HERE!

Find Potential Partners, New Friends, Build Your Circle of Influence.
Remember Your Net Worth = Your Network

* Celebrate Real Estate in Your Market!

Our discussions cover a wide range of topics:Commercial & Residential Real Estate * Private Lending * Raising Capital * Networking Tips to Grow Your Influence * Strategies to Increase ROI * Gain Perspectives on TOP Local & National HOT Markets * Fix & Flips * Buy and Hold + Wholesaling, Notes & More… We have investors joining us from many states!

YOUR NET WORTH IS EQUAL TO YOUR NETWORK
We are hosting this event to help increase your contacts
and to further your potential in this industry, so don’t miss out!

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Learn Investor Tips to WIN in Real Estate in 2017 at this Event, Join Us!

No matter what, please mark your calendar so you don’t miss out on this fantastic real estate and finance expo. Our goal is to provide fantastic resources to help you learn about real estate or grow as an investor. We know your time is valuable, so we have wonderful books, magazines, and other gifts to give away.

Build NEW friendships and business collaborations with some of the industry’s TOP Leaders. Plus, guests will discover new resources to FUND deals. Joining us are incredible speakers, sophisticated investors, & VIP Industry Leaders.

LIVE AND JOINING US FROM CALIFORNIA… KATHY FETTKE WITH REAL WEALTH NETWORK!

Kathy Fettke is Co-CEO of Real Wealth Network and best selling author of Retire Rich with Rentals. She is an active real estate investor, licensed real estate agent, and former mortgage broker, specializing in helping people build multi-million dollar real estate portfolios that generate passive monthly cash flow for life.

With a passion for researching real estate market cycles, Kathy is a frequent guest expert on CNN, CNBC, Fox, Bloomberg, NPR, CBS MarketWatch and the Wall Street Journal. She was also named among the “Top 100 Most Intriguing Entrepreneurs” by Goldman Sachs two years in a row.

Kathy hosts two podcasts, The Real Wealth Show and Real Estate News for Investors — both top ten podcasts on iTunes with listeners in 27 different countries. Her company, Real Wealth Network, offers free resources and cutting edge education for beginning and experienced real estate investors. Kathy is passionate about teaching others how to create “real wealth,” which she defines as having both the time and the money to live life on your terms.

DISCOVER TAX LIEN CERTIFICATES WITH AMERICA’S #1 AUTHORITY ON THE TOPIC: MR. TED THOMAS!

Ted Thomas is America´s tax lien certificate investing and tax deed authority and an international speaker who has dedicated himself to finding and teaching the best investment strategies that can create wealth with minimum risk and easy to learn, that can help everyone including senior citizens and young people, and that’s why he chose Tax Lien Certificate and Tax Deed investing because it is Predictable, Certain and Secure.

Ted has developed in-depth training programs that show you step-by-step how to profit from tax lien certificates and tax deeds. Don’t miss this fantastic presentation at our event. Invest one day in your education and discover profitable new niches in real estate that may change your life.

Investing in Cash Flow – Doing Well by Doing Good

Topstone Investment, LLC (“Topstone”) started in 2013 with two clear objectives – Do Well by Doing Good. At the core of our operations are the values associated with “social investing’. To us, it is more than simply ROI, it is a holistic approach to solving and tackling issues often encountered in the inner city.

The company’s founders found a niche in buying, rehabbing and renting out Section 8 Properties in the Midwest (Kansas City, MO and Saint Louis, MO) markets. Since 2013 the company has acquired over 310 single family residences and rehabbed many to provide the residents with a clean, safe, upgraded home that they can live in. Topstone has acquired a large volume of homes such that certain neighborhoods have improved significantly. Residents are thrilled to be living in a ‘new, fixed up home’ where the property management team actually listens to them.

We work closely with the local Section 8 Housing Authorities to provide families with homes in which the residents can safely raise their families. In return, we have had very low turn over compared to other Section 8 operators and that in turn results in greater cash flow for our company and our investors.

Since 2013, Topstone has expanded into several new markets and has built a ‘local team’ in each of the new markets. We currently offer investment opportunities to investors that are looking for solid passive returns on their funds.

 

Meet Bobby Sharma – Partner, Chief Technology Officer

Bobby Sharma has had success with Silicon Valley startups and technology companies. Mr. Sharma brings years of Silicon Valley technology experience to help the company scale its operations and communications with investors. Mr. Sharma has helped implement tools to allow for better tracking of properties, rehabbing, leasing, payments, etc. Mr. Sharma has also built a platform to provide investors with greater insights into new opportunities and tracking current investments.

LEARN AND MEET TOM K. WILSON, CEO OF WILSON INVESTMENT PROPERTIES

Tom K. Wilson began building his personal real estate portfolio in the 70’s. He first invested as a part-time activity, and then after thirty years managing manufacturing and engineering in some of Silicon Valley’s pioneering technology companies, he put his business and management experience toward full-time real estate investing. Mr. Wilson has bought and sold more than 3,500 units and over $250 million of real estate, including three condo conversion projects, nine syndications, and eight multifamily properties. He founded and owns Wilson Investment Properties, Inc., a company that has provided over 500 high cash flow, high-quality, rehabbed and leased residential properties to investors. Active in real estate associations, Mr. Wilson is a frequent speaker on real estate investing where his candor and competency makes him an audience favorite. As part of his outreach, Tom provides mentoring to new investors. His weekly radio show Real Estate Radio Power Investing provides extensive education on real estate investing.

Get Educated with Adiel Gorel, CEO, ICG – International Capital Group

Adiel Gorel is the CEO of ICG, a prominent real estate investment firm located in the San Francisco Bay Area. Since 1983 he has successfully been assisting thousands of investors with purchasing U.S. properties. Through ICG he has personally invested in hundreds of properties for his own portfolio and was involved in the purchase of over 5,500 properties for ICG’s investors in Phoenix, Las Vegas,Jacksonville, Orlando, Tampa, Dallas, Houston, San Antonio, Austin, Oklahoma City, Salt Lake City, to name just a few.

Mr. Gorel holds a master’s degree from Stanford University. His professional experience includes Management and Director Positions in firms including Hewlett- Packard, Excel Telecommunications, and Biotechnology firms.

LEARN WITH BRUCE DINGER – CEO OF KENNSEI TRADING

Bruce Dinger is many things; a serial entrepreneur, a professional trader, a real estate investor, a hedge fund manager, a public speaker, an educator. Most importantly, he is a wealth builder.
Bruce’s passion is to create generational wealth using multiple revenue streams, and his ethos is to impart his knowledge through mentorship programs and public speaking to others.

Michael Morrongiello – LOCAL LEADER, BAWB – “How to Create Cash Flow with Expensive NorCal Properties.”

Michael Morrongiello is an active investor who specializes in Real Estate & Real Estate “Paper” investments. Widely known as having one of the most knowledgeable & creative minds in the paper business, Michael started creating paper as a result of his own Real Estate investment activities in the early 1980’s. He is very active in the Buy/Sell renovation business of properties here in the SF Bay Area.

Michael is the author of; Paper into Cash – The Convertible Currency-the definitive home study course that assists you in structuring seller financed transactions while creating marketable Notes and The Unity of Real Estate and “paper” – a course book that outlines numerous real world in the marketplace transaction scenarios and solutions where Real Estate and financing techniques involving “paper” can be effectively used.

Michael is also the program director for BAWB- the Bay Area Wealth Builders Association- an educational support group for both the beginning and seasoned real estate investor.

Meet BILL WALSH – America’s Small Business Expert®

Bill Walsh a venture capitalist and is the CEO/Founder of the Success Education/Business Coaching firm Powerteam International. Bill hosts and speaks at events all over the world! His passion is to empower entrepreneurs and business owners to create massive success. He is the best selling author of the book “The Obvious”, is an amazing speaker, radio personality and movie celebrity. He has a very successful background in finance and marketing. He has spent over two decades working with start-ups to major global brands to help them increase sales, productivity and overall success. He is an innovator with a remarkable ability to determine and build success plans to help business owners seize immediate market opportunities.

For everyone that owns a business or would like to capitalize their entrepreneurial dream, his message will enlighten them with knowledge and action principles to turn that passion into success! Bill has an extensive background in foreign currency trading, real estate development and building businesses in more than 30 countries. Over the past two decades, his firm has specialized in helping companies launch, grow and create exponential valuation in the market.

In 2005, he formed his own company, Powerteam International to spread his message to a wider audience. Powerteam International provides Success Education programs around the world. The programs are designed for individuals, companies, and organizations that are interested in creating even more success. Bill is committed to raising the awareness of entrepreneurs, business owners and organizations world wide!

Bill is Sharing How to Build 7 Figure Business

Turn your passion into a Real Business
Sales and Marketing Automation
Time Management Secrets
How to generate 24/7 Income
How to Maximize Your Internet Marketing

Armando Montelongo, Star of “Flipping Nightmares” and former star of A&E’s “Flip This House” – Armando is the ORIGINAL real estate reality star, and is consistently ranked as one of the most successful Hispanics in business.

REHAB SECRETS WITH ARMANDO MONTELONGO FORMER STAR OF A&E’s “FLIP THIS HOUSE”

Armando Montelongo, Star of “Flipping Nightmares” and former star of A&E’s “Flip This House” – Armando is the ORIGINAL real estate reality star, and is consistently ranked as one of the most successful Hispanics in business.

The OG of house flipping, Armando Montelongo, is back with a new television show, new houses to flip and the same ‘don’t-give-a-#%&$!’ attitude that made him famous.

Armando first burst onto the scene in 2006 with a nearly three-year run on “Flip This House,” and then largely steered clear of television. He made a few appearances, including a 2015 episode of CBS’ “Undercover Boss,” and some others. Meet Armando IN PERSON at this event!

 

Learn with Justin Ford – Difference Maker, Champion, Entrepreneur, Leader, Visionary

From struggle to success, Justin Ford truly lives the saying “It’s not how to start but how you finish.” At the age of 19, with his life in disrepair, Justin made the critical decision to turn it all around. Now at the age of 34, Justin has become a successful Entrepreneur, Business Owner, Real Estate Broker, Investor, Motivational Speaker, TV talk show host, Author, and Mentor.

He has earned numerous achievement awards, and demonstrates daily that talent, drive and ambition really do lead to success. Justin also excels as an inspirational youth and marketplace speaker. People can feel his powerful presence when he walks into the room. He wants to make a difference, and he takes that responsibility extremely seriously. Justin’s passion and desire to see people rise to success leaves a lasting impact as he challenges all to become the champion they were created to be.

Justin lives in Metro Detroit with his wife and four children. The love and support of his family helps fuel his passion for success in all avenues that he pursues. In his spare time, Justin loves to travel and donate his time to The Positive Zone Project Foundation, which empowers high school students through character education and leadership development, while providing tools for building successful lives.

Justin will introduce our guests to an amazing financial strategy: FOREX. Trading foreign currencies is a trillion-dollar a day industry and individuals, as well as insitutions and corporations are capitalizing on movement of currency. All trading can be done on your phone, 24 hours per day. Justin and his team are actively trading on FOREX with a company that has opened up the knowledge and access to trading to average, regular people without a traditional financial background.

Learn how to Implement a NEW Strategy into Your Portfolio and LIFE for FINANCIAL FREEDOM and to also diversify your holdings and knowledge. We never stop learning and growing and neither should you.

Here is more information about FOREX from Investopedia:

What Is Forex?

The foreign exchange market is the “place” where currencies are traded. Currencies are important to most people around the world, whether they realize it or not, because currencies need to be exchanged in order to conduct foreign trade and business. If you are living in the U.S. and want to buy cheese from France, either you or the company that you buy the cheese from has to pay the French for the cheese in euros (EUR). This means that the U.S. importer would have to exchange the equivalent value of U.S. dollars (USD) into euros. The same goes for traveling. A French tourist in Egypt can’t pay in euros to see the pyramids because it’s not the locally accepted currency. As such, the tourist has to exchange the euros for the local currency, in this case the Egyptian pound, at the current exchange rate.

The need to exchange currencies is the primary reason why the forex market is the largest, most liquid financial market in the world. It dwarfs other markets in size, even the stock market, with an average traded value of around U.S. $2,000 billion per day. (The total volume changes all the time, but as of August 2012, the Bank for International Settlements (BIS) reported that the forex market traded in excess of U.S. $4.9 trillion per day.)

One unique aspect of this international market is that there is no central marketplace for foreign exchange. Rather, currency trading is conducted electronically over-the-counter (OTC), which means that all transactions occur via computer networks between traders around the world, rather than on one centralized exchange. The market is open 24 hours a day, five and a half days a week, and currencies are traded worldwide in the major financial centers of London, New York, Tokyo, Zurich, Frankfurt, Hong Kong, Singapore, Paris and Sydney – across almost every time zone. This means that when the trading day in the U.S. ends, the forex market begins anew in Tokyo and Hong Kong. As such, the forex market can be extremely active any time of the day, with price quotes changing constantly.

Read more: Forex Tutorial: What is Forex Trading?

http://www.investopedia.com/university/forexmarket/forex1.asp#ixzz4j23btqJs

DON’T MISS THIS INCREDIBLE AND ACTION-PACKED DAY BROUGHT TO YOU BY REALTY411 MAGAZINE!

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Download Our Atlanta Expo Schedule – Join Hundreds Who Have Already Registered

ENJOY SOUTHERN HOSPITALITY HERE!

Join us for our Complimentary Conference and learn the latest strategies, techniques and tips from active investors from around the nation, including throughout Georgia, PLUS: California, Florida, Michigan, Missouri, Nevada, Texas and more!

Learn about Private Money, Local Deals, Out-of-State Opportunities, Private Capital, Business Expansion, Wholesaling, Tax Liens and More.

For more information, visit our TicketLeap RSVP page: CLICK HERE

Don’t forget to build a buzz with our hashtag #REALTY411ATLANTA

Last Five Events for 2017 to Spotlight Magazine’s NEW TV Pilot: PROPERTY PITCH

  • Keep Your Eyes Open for Realty411’s National Media Campaigns

Realty411, the only California-based real estate investing magazine, which also owns and operates several private and public online social media networks frequented daily by thousands of investors, is hosting five additional events in November and December, including in Florida, Georgia and California.

The complimentary events will feature non-stop education, exhibitors to connect with and succulent appetizers to munch on*. An array of timely topics will be covered, as well as true-and-tested strategies that have lasted real estate cycles. Plus, we are going to focus on important aspects that every investor should include in their portfolio such as asset protection, diversification and making money on the purchase — not on the sale.

Our events feature some of the most active and experienced investors in the industry who freely share their knowledge and tips for others to learn from.

LEARN MORE ABOUT OUR UPCOMING EVENTS: *

NOV. 4th – Fort Lauderdale:

https://realty411.ticketleap.com/realty411southflorida/

NOV. 11th – Atlanta, Georgia: https://realty411.ticketleap.com/atlanta/

Nov. 18th – Pleasanton, CA: https://realty411.ticketleap.com/pleasantonexpo/

Dec. 2nd – Santa Barbara, CA: https://realty411.ticketleap.com/sbrealestate/

Dec. 9th – Carmel-by-the-Sea, CA:

https://realty411.ticketleap.com/carmel-california-rei-wealth-summit/

BACKGROUND – CRUSHING IT IN 2017

Realty411 hosted 21 events previously this year. Their two largest events featured four HGTV stars — from the hit shows Listed Sisters and Good Bones. The company’s magazine brands have also been featured in numerous widely-circulated media reaching millions with expansive public relations, marketing and advertising campaigns in multiple languages across the nation.

Realty411‘s goal is to inform the public about their upcoming new magazines, expos and the production of their TV pilot, Property Pitch. The investment publication is venturing into the entertainment industry with their production of their first TV pilot, Property Pitch, starring Bruce Dinger, Kenny Rushing, Scott Mednick and Justin Ford.

Property Pitch is being produced by Realty411, Planet Cutty and Andrew Kavovit, co- creator/executive producer of Hatched. The nationally syndicated TV show connects emerging brands with successful mentors and once-in-a-lifetime opportunities.

WANT TO REACH INVESTORS WHO READ REALTY411? INTERACT WITH REALTY411 FANS ON OUR PRIVATE VIP NETWORK:

CLICK HERE TO JOIN TODAY!

*Complimentary admission to all events is valued at $49. Complimentary food will be served at our events in Atlanta, Georgia; Pleasanton and Carmel-by-the-Sea, California. For events serving breakfast and appetizers, tickets are valued at $99. These cost of admission is waived thanks to our generous sponsors.

Top 10 Reasons To Use CIX To Fund Your Next Deal

CiX.com is one of the greatest innovations to ever hit the real estate investing world.

For the first time in history if you want to buy or refi any type of property, you can press 12 simple buttons and get multiple offers from the top private and hard money lenders at once.

These are the premier vetted and verified private and hard money lenders who will COMPETE to fund your deals.

So here we go… THE TOP 10 REASONS TO USE CIX TO FUND YOUR NEXT DEAL:

1. One Simple Loan Application Is Submitted To All The Top Hard & Private Money Lenders Near You

2. Competing Private & Hard Money Lenders means you get to compare offers

3. CiX Uses Only Verified Lenders so you can avoid the scammers

4. 100% percent free to use – No middle men to mark up the prices

5. Local Lenders Near You – All 50 States

6. You can apply in less than 2 minutes

7. Get your deal funded much faster than a bank

8. Loans are based off the deal, not your credit

9. Get anywhere from $100K all the way up to $10M

10. Reusable – You can use this source of funding over and over

Simple, one-stop funding for Fix & Flip, Buy & Hold, Commercial, Residential, Non-Owner Occupied Construction.

So, don’t settle for just any lender or just one option. Have them COMPETE!

Visit CiX.com today and find the best lender to fit your needs.

Enjoy!

Realty411 & Connected Investors

Yes, You Can Use Section 1031 for a Vacation Home Exchange

Trading Up Can Increase and Leverage a Portfolio.

By Dr. Robert G. Hetsler, Jr

For many individuals, the sale and replacement of a second home will incur capital gains taxes. The good news is that, if appropriate rules are followed, these homeowners can benefit from the tax-deferral benefit of a #1031 exchange.

The rules governing such transactions are explained in Revenue Procedure 2008-16. Here the IRS offers clarification to a previously confusing section of 1031 code. As of March 10, 2008, vacation home exchanges will qualify if all of the following are met:

Relinquished Property

The owner must have held the vacation home for at least 24 months prior to the exchange.

For each 12-month period preceding the exchange, the vacation home must have been rented to a third-party at fair market value for 14 days or longer, and

The owner can not have used the vacation home for personal use for the greater of 14 days or 10% of the time the home was rented to third-parties at fair market value.

Replacement Property

The owner must hold the new property for at least 24 months* after the exchange takes place.

For each of those 12 month periods, the property must be rented out to a third-party at fair market value for at least 14 days or more, and
The owner cannot use the vacation home for more than 14 days or 10% of the time it is rented at fair market value to a third-party.

When it comes to determining whether the rental price meets the IRS definition of fair market value, Revenue Procedure 2008-16 offers this:

For purposes of this revenue procedure, whether a dwelling is rented at a fair rental is determined based on all of the facts and circumstances that exist when the rental agreement is entered into. All rights and obligations of the parties to the rental agreement are taken into account.

*****

If you’re considering a 1031 exchange, please visit our website to learn more about the exchange process, our qualified intermediary services and how we can help you find and close on your next 1031 exchange property. Learn More about Qualified Intermediary for 1031 Exchanges & 1031 Exchange Replacement Property Experts, CLICK HERE!

Are You Ready to Take On Another Mortgage? Before You Do, Read This.

7 Personal Finance Questions to Ask Yourself Before Getting a Mortgage

Are you ready for your first (or yet another) mortgage?

It’s a big step that requires careful planning. A mortgage will affect your financial future for years to come.

Before you sign that mortgage, consider these finance questions:

  1. What is your credit score? Credit scores affect mortgage rates.
  • Before buying a house, check your credit score. Should youraise your score to get a better interest rate? In general, high scores with no late payments during the last three years are enough to get good rates.
  1. Are you capable of handling maintenance costs? It’s important to consider the cost of maintenance before buying a house.
  • The mortgage is only one part of the total cost of owning a house. Maintenance is another important piece. Will you be able to pay for a new roof or air conditioning system whenthe current ones wear out?
  • Does your monthly budget include enough savings for maintenance?
  • It’s also important to consider DIY projects and hiring others to complete tasks. House maintenance can involve expensive and ongoing projects. Are you ready to pay for these costs?
  1. How secure is your job? Before signing a loan, evaluate your job security. Will the work last? How will you handle changes?
  • Evaluating your job future is part of planning for a home purchase.
  • Consider emergency funds and savings in your plan. If your job situation changes, will you be able to continue making monthly mortgage payments?
  1. Do you have the necessary financial paperwork? Mortgage applications require a great amount of paperwork. Lenders can ask for old tax statements, check stubs, savings account statements, and other information.
  • If you have a high credit score, you may get a no documentation loan.
  • It’s rare to get a no documentation loan, so it’s better to be prepared by checking your files and collecting the financial papers you may need.
  1. Did you calculate the hidden expenses of owning a home? Home ownership comes with multiple expenses that go beyond appraisal fees, property taxes, mortgage closing costs, and insurance.
  • One of the hidden expenses of moving to a home ismorebills. If you’re used to renting, then home ownership can change your monthly bills by adding new ones. You’ll add trash collection, water, recycling and sewage in most locations to the expense list.
  • Home insurance is higher than renter’s insurance. In addition, older homes cost more.
  • Homeowners’ association fees are becoming more common in neighborhoods. You may be aware of condominium association fees, but are you ready to pay homeowners’ fees?
  1. Do you have an emergency fund? Emergencies can vary from broken dryers to flooded patios, so you need to be ready for anything. Is your emergency fund big enough to handle common, unplanned expenses?
  • Emergency funds are a better option than credit cards or loans. Putting enough money aside can help you avoid new debt.
  1. Are you applying for other credit? Mortgage lenders can see applications for other types of loans on your credit report.
  • Applying for other types of credit while trying to get a mortgage can hurt your loan.Mortgage companies view these applications as risks, so it’s better to wait before trying to get another credit card.
  • Applications for new credit lower your credit score and affect interest rates.

A mortgage is a responsibility that affects multiple areas of your financial life.

Before you buy a house, consider how your current financial situation will be affected and plan for emergencies.


Dr. Teresa R. Martin, Esq. is the founder of Real Estate Investors Association of NYC (REIA NYC). REIA NYC (www.reianyc.org) is a premier real estate investment association serving the New York City marketplace. Its primary focus and mission is “helping our members build, preserve, and harvest multi-generational wealth” in the areas of real estate investments, business ownership and personal development.

 

 

How to Make $13,000 in One Week…Without Breaking a Sweat…

How iMarketsLive is Bringing Wall Street to Main Street and Changing Lives Every Day.

BY TIM HOUGHTEN – EXCLUSIVE REI WEALTH COVER FEATURE

You never realize just how precarious your financial situation may be until something comes along and shatters your hopes, your dreams and your ability to provide for those you love.

Seven years ago, Justin Ford was faced with a problem. He had one stream of income and when that stream dried up his life was turned upside down.

He went through foreclosure, bankruptcy and at one point, he and his family – including three kids – were homeless and living on welfare.

Justin decided at that point that he’d never get stuck with only one stream of income ever again. When he found iMarketsLive, Justin knew he’d discovered the tool that would help him realize his plans and build a great future for himself and his family.

Curtis Branch had a scholarship to play basketball for a Detroit college, but before he could realize his dreams, tragedy struck…he was shot in the face. His hopes and his dreams were finished…just like that.

But like Justin, Curtis learned a skillset that brought every dream he ever had back to life…bigger than ever!

So what is this skillset?

More on that later, but for now, let’s consider what you’re doing with your money right now. How hard is it working for you?

Is it sitting in your bank account earning very little interest?

What if there was a way to turn your cell phone into an atm machine? To have access to a community of like minded individuals all working together to help each other grow both financially and as investors?

Does that sound like something you’d be interested in?

iMarketsLive offers products and services for investors all across the globe who want to invest in the Forex and Futures markets.

But more than simply using iMarketsLive services and products, investors also have an opportunity to network with others and build a residual income that grows as their team grows.

Features

  • An autotrader that you can “set and forget” which will do all of the trading for you.
  • An app that lets you access your account on any device; if you have internet access you can make a trade or even withdraw funds from anywhere in the world.
  • A harmonic scanner that analyzes thousands of trades, finding patterns and using those patterns to look for high probability trades.
  • Three professional traders send out trade alerts to the entire customer base through the app
  • Both long and short term trading options with varying degrees of risk
  • The CEO – an $80 million dollar earner – shares his trades 3 to 5 times a week which you can choose to mirror in your own account
  • A live translating chat so that no matter what language you speak you can connect with others
  • You don’t have to pitch anyone…you can simply invest through the platform

iMarkets is like nothing else.

Christopher Terry and Isis De La Torre founded iMarketsLive with the sole purpose of “…creating a true vehicle that will bring people respect, dignity, and power to change their lives, and the lives of others, around the world.”

When you sign up with iMarketsLive you’ll not only learn how to trade – a skillset that will remain with you always – but you’ll be part of a community of individuals who are focused on building wealth for themselves…and others.

You can pay someone else anywhere from $5,000 to $20,000 dollars to teach you about trading, but for just a couple hundred dollars, you can learn how to trade and earn money at the same time. Plus, unlike other programs, you’ll have access to tools and resources that shorten your learning curve, putting you on the road to wealth creation faster!

Benefits of using iMarketsLive

  • As you’re learning you can earn by simply copying and pasting what the pros do.
  • You can practice trading until you’re ready to go live.
  • You can simply use the autotrader and do nothing but sit back and collect money.
  • You’ll be part of a community, learning from the pros and connecting with like minded investors
  • You have the option to make a lot of money trading alone, or you can join forces with a team and compound your earnings.
  • You can withdraw your money in whatever form you like…even crypto-currency.
  • You can use your money for trading in and out of the sequence; unlike real estate, it’s very liquid.
  • It’s a home based business so you have all of the tax write-offs available to small businesses – including the small cost to join

Who uses iMarketsLive?

iMarketsLive has a membership of 40,000 individuals; 30,000 of which simply use the trading aspect part of the business. The remaining 10,000 are all active network marketers who are focused on connecting with others.

The customer base of iMarketsLive is very diverse. Doctors, lawyers, athletes, TV stars, real estate investors, veterans and even retired army generals use iMarketsLive to grow their wealth.

But what about results?

All trade histories are available on the website (listed below) so you always know, right up front, the success rate of each trade. With a trade win rate of 70% to 90%, it’s not hard to see just how quickly your funds can accumulate.

Justin and Curtis are actively growing their team and are always on the lookout for people they can partner with and mentor. They know what’s it like to be on the other side of winning and truly want to help others gain the financial and personal freedom they’ve now achieved.


To find out more about iMarketsLive, be sure to join us for our next Expo to explore this amazing opportunity to grow your wealth and connect with others who are doing the same. For more information, visit: Realty411Expo.com/rsvp

 

Realty411 to Finish Year Hosting 27 Events in Eight States Promoting Real Estate Investing and Entrepreneurship. Personal Wealth Strategies Shared.

by Lori Peebles | Oct. 23, 2017 | 10 am PST

Los Angeles, California – Realty411, the nation’s only real estate investing magazine based in California and freely distributed online and on newsstands, grocery stores, libraries, and coffee shops, will finish 2017 reaching a new record of hosting educational events in eight states.

This year marked Realty411‘s 10-year anniversary. The company began with an $800 investment in the fall of 2007 in Los Angeles. It secured advertisers immediately, the first backers made up from the publisher’s large sphere of influence as a national investor and referring investor agent.

Most of Realty411’s initial advertisers are still engaged in the publisher’s life to date and also celebrated the success of the company, which began as a vehicle to disseminate knowledge and to motivate average Americans to grow their wealth with real estate.

To ensure a phenomenal and ground-breaking year in terms of activity and reaching a large number of investors around the nation, Realty411 contracted four HGTV celebrity educators to appear at their events in Texas and New York, where fans were able to get up-close and personal with their favorite stars from the hit shows Good Bones and Listed Sisters.

An aggressive national media campaign was also planned in the beginning of the year and executed monthly, with massive large scale media buys in top publications around the nation, reaching millions of consumers and business owners. Realty411 also secured numerous editorials and press coverage throughout the year in numerous languages.

 

Additionally, a large number of live events were planned: 27 in total number for 2017, reaching people in eight states. The complimentary expos give guests the opportunity to learn about some of the most important companies in the real estate investing space in the areas of finance, turn-key providers, IRA companies, property managers, tech and software applications, plus more.

Attendees also acquire strategies and market updates from some of the most sophisticated thought leaders and legendary REI educators, some with up to 40 years experience in the industry.

To close out the remainder year, Realty411 will host five more live events in three states: California, Georgia and Florida. Florida, a favorite investor destination, saw a total of three Realty411 events this year alone reaching hundreds of people each time.

Although 2017 was a special year marking the 10-year anniversary of Realty411‘s commencement in media, the company plans on continuing the pace for next year to ensure continued growth and prominence in an industry where investors often fall by the wayside. Many also quickly lose enthusiasm after realizing investing in real estate is a long-term endeavor, which requires planning, research and management to ensure success.

“Some investors lose focus,” admits Linda Pliagas, founder and publisher, “money and motivation are the key factors. They run out of money for their deals or they lose motivation because it’s more difficult than they thought it would be.”

According to Pliagas, her job and the goal of Realty411 is to ensure they stay in the game by giving them access to both: funding and plenty of support.

An active investor, Pliagas recently explained her most recent Fall 2017 transaction to a group in Portland, Oregon. “I am making money simply by purchasing the property,” she stated, “Simply by buying a distressed asset and rehabbing it. Then, I can decide do I want to sell it and do a 1031 exchange, or shall I pay my private lender off by obtaining a 30-year mortgage? Either way, I already made money when I bought it.”

She went on to explain the full details of the simple transaction she is currently engaged in: It is a $160,000 condo in an area where her family owns four other properties already. The ARV is $225,000 and the rehab costs will be about $12,000. She is utilizing zero of her own funds, as the purchase and rehab funds were obtained by a private money lender who she frequently does business with. The property was on the market one day before she swooped in.

She is using another property as collateral to obtain a $200,000 loan to do the entire transaction. She plans on paying herself for the purchase and rehab management $25,000, tax free. (The funds are actually equity from her other property, used as collateral for this purchase, so it is tax-free income).

She is leaning towards to then securing a traditional 30-year mortgage on the property purchased to pay off the private lender on the other collateralized house. Whereas the new property will cash flow and still have equity going forward, and the other property will return to being owned free and clear… ready to be leveraged again!

It is these creative real estate nuggets that she and her columnists and educators at the events, freely share for people to learn. It is their personal testimonies of their first-hand investment endeavors throughout the many years in the industry.

Besides providing first-hand knowledge of creative and diverse real estate transactions, Realty411 offers a forum to learn business tips, knowledge of stocks, and FOREX (foreign-exchange).

Diversification and due diligence are always stressed at Realty411 events and within the pages of the publications they deliver. All savvy investors know real estate is cyclical and risky, but bills are not. Having multiple streams of income (MSI) is the new ROI for long-term real estate investors who know how to budget and balance their books, yet still live life to maximum capacity.

______________________________________________________________

Realty411 is currently working on two publications: REI Wealth Monthly featuring Propelio, and their staple, Realty411 featuring HomeVestors of America.

Additionally, Realty411 will host five more events before the close of 2017.

To learn more, please visit and explore their numerous websites, or phone Realty411 directly at 805.693.1497.

Please click below for direct links to our diverse websites.

http://Realty411.com

http://Realty411Expo.com

http://Realty411Guide.com

http://Realty411mag.com

Small Business Credit Lines Available

– THANK YOU FOR REVIEWING THIS SPONSORED POST –

Now is the time to get your line of credit

I can not stress enough the importance of readily available lines of credit when you are investing in real estate!

The guys over at Stonebridge Capital Group are extremely creative in getting individuals and small business owners approved for lines of credit. These credit lines are unsecured and give individuals and investors additional buying power.

When is the time to get a line of credit? Right Now! Do not wait until you need one… be ready to pick up that great deal the moment you find it!

Get Your Credit Line Now

Now is the time to get your line of credit

Stonebridge Capital Group (www.sbcapgroup.com) provides access to:*

$10k – $150k in business or personal lines of credit
Instant Pre-Approval
0% interest for up to 24 months
Get Your Lines of Credit in 7 to 14 Days!

Money for Small Businesses and Personal Lines of Credit

The biggest challenge start up businesses and individuals have is obtaining funding. Our program is second to none. We help businesses and individuals get up to $150k in unsecured cash credit lines all the time. If your FICO credit score is 650 or higher, we can probably get you funding.

Fast Process

Fill out the short questionnaire (on website) to get started. We just need some basic information from you and we can get to work in getting your line of credit. You can use as much or as little of your funds as needed.

Get Your Credit Line Now

Questions
Please, do not hesitate to ask us. You can call us at (480)626-1772. Our goal is to get you a line of credit. We only win when you win

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FIRST TIME: East Coast Income Property Showcase with Real Wealth Network

– PLEASE REVIEW OUR SPONSORED POST, THANK YOU –

East Coast Income Property Showcase

Are you interested in adding a few rental properties to your portfolio, but are not quiet sure where to find the resources your need to make it happen. Well, if so, don’t miss the very first East Coast Income Property Showcase by the Real Wealth Network. The event will be held in a beautiful resort in Orlando, Florida.

At this exclusive event, investors can meet their favorite turnkey rental property companies from:

  • Detroit, MI
  • Cleveland, OH
  • Cincinnati, OH
  • Birmingham, AL
  • Huntsville, AL
  • Orlando, FL
  • Jacksonville, FL
  • Tampa, FL
  • Pittsburgh, PA
  • Chicago, IL
  • Houston, TX
  • Indianapolis, IN
  • Atlanta, GA

Plus, Kathy Fettke, co-CEO of Real Wealth Network, will share her year-end housing wrap up and predictions for 2018. This will be an all-day event held at a beautiful spa resort in Orlando, Florida. We have negotiated a discount if you wish to stay for the weekend. Rooms have been discounted to $129 for a single and $149 for a double. Details coming soon. (We will send you the hotel information and the discount link once you’ve registered.)

The resort will also host a cocktail reception for us at 5 pm, followed by a tour of the property.

On Sunday, there will be an optional tour of investment property in the Orlando area, or just chill out by the pool or at one of the many nearby Disney resorts.
Ticket price:

$25 (All registration fees will be fully donated to the hurricane victims in both Texas and Florida)

Property Examples:

Are you ready to build your wealth with real estate?

 

Learn more about investing in rentals across the nation with Real Wealth Network.

Are you ready to build your wealth with real estate?

Reminder: There are never any back-of-the-room, high-pressure sales at these events. Instead, you can learn about the markets, meet the property managers and R.E.A.L. Turn-Key Operators, talk to other investors, and get real answers to your real estate investing questions.

For more information, please visit: http://realwealthnetwork.com/live-event/


 

Don’t Miss exciting events in California by Real Wealth Network.

 

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