Listen to LIFE-CHANGING REI Tips with Larry Goins

Don’t Waste Your Commute Time – LEARN WHILE YOU DRIVE

University on Wheels in the way to expedite growth + explode your income.


What is University on Wheels?

It’s simply making your car a university on wheels by listening to personal and professional development podcasts during your commute.

Some implement this technique further by listening to programs while their doing chores around the house, and at the beginning or end of their day.

As real estate entrepreneurs it’s important to use our TIME WISELY.

REMEMBER: Time is the most important asset we have, don’t wait a second of it.

We want to help your mission of Growing, Learning and Transforming your life to a new level of success and abundance.

Listen in to this week’s Invest Wisely podcast with our guest, Larry Goins, and learn transformational tips to take you higher.

Larry is one of the most active investors in the country and he’s ready to help you grow your real estate portfolio too.

JUST CLICK HERE to connect to our Invest Wisely podcast — Happy Investing!

 

10 Rules of Successful Real Estate Investing

By Marco Santerrelli, CEO of Norada Real Estate Investments

I came up with the following rules of successful real estate investing over my many years of successes and failures. These are the same rules I follow today and share with our clients at Norada Real Estate Investment.

1. EDUCATE YOURSELF Knowledge is the new currency. Without it you are doomed to follow other people’s advice without knowing if it’s good or bad. Knowledge will also help take you from being a “good” investor to becoming a great investor, and that knowledge will help provide a passive stream of income for you or your family.

2. SET INVESTMENT GOALS A goal is different from a wish; you may wish to be rich, but that doesn’t mean you’ve ever taken steps to make your wish come true. Setting clear and specific investment goals becomes your road map and action plan to becoming financially independent. You are statistically far more likely to achieve financial independence by writing down specific and detailed goals than not doing anything at all. Your goals can include the number of properties you need to acquire each year, the annual cash-flow they generate, the type of property, and the location of each. You may also want to set parameters on the rates of return required.

3. NEVER SPECULATE Always invest with a long-term perspective in mind. Never speculate on quick short-term gains in appreciation, even in a heated market experiencing double-digit gains. You never know when a market will peak and it’s usually 6 to 9 months after the fact when you find out. Don’t chase after appreciation. Only invest in prudent value plays where the numbers make sense from the beginning.

4. INVEST FOR CASH-FLOW With few rare exceptions, always buy investment property with a positive cash-flow. The higher,  the better. Your cash-on- cash return is directly related to the before-tax cash-flow from your property.

Cash-flow is the “glue” that keeps your investment together. Your equity will grow over time (through appreciation and loan amortization), while the cash-flow covers the operating expenses and debt service on your property.

5. BE MARKET AGNOSTIC The United States is a very large country made up of hundreds of local real estate markets. Each market moves up and down independently of one another due to many local factors. As such, you should recognize that there are times when it makes sense to invest in a particular market, and times when it does not.

Only invest in markets when it makes sense to do so, not because you live there or you bought property there before. There’s an element of timing and you don’t want to buck the trend.

6. TAKE A TOP-DOWN APPROACH Always start by selecting the best markets that align with your investment goals. Most investors start by analyzing properties with little to no regard of its location. This can be a big mistake if you don’t consider the investment in light of the market and neighborhood it’s in. The best approach is to first choose your city or town based on the health of its housing market and local economy (unemployment, job growth, population growth, etc.). From there you would narrow things down to the best neighborhoods (amenities, schools, crime, renter demand, etc.). Finally, you would look for the best deals within those neighborhoods.

7. DIVERSIFY ACROSS MARKETS Focus on one market at a time, accumulating from 3 to 5 income properties per market. Once you’ve added those 3 to 5 properties to your portfolio, you would diversify into another prudent market that is geographically different than the previous one. Typically that means focusing on another state.

One of the underlying reasons for diversification within the same asset class (real estate), is to have your assets spread across different economic centers. Every real estate market is “local” and each housing market moves independently from one another. Diversifying across multiple states helps reduce your “risk” should one market decline for any reason (increased unemployment, increased taxes, etc.).

8. USE PROFESSIONAL PROPERTY MANAGEMENT Never manage your own properties unless you run your own management company. Property management is a thankless job that requires a solid understanding of tenant-landlord laws, good marketing skills, and strong people skills to deal with tenant complaints and excuses. Your time is valuable and should be spent on your family, your career, and looking for more property.

9. MAINTAIN CONTROL Be a direct investor in real estate. Never own real estate through funds, partnerships, or other paper-based investments where you own shares or other securities of an entity you don’t control. You always want to be in control of your real estate investments. Don’t leave it up to corporations or fund managers.

10. LEVERAGE YOUR INVESTMENT CAPITAL  Real estate is the only investment where you can borrow other people’s money (OPM) to purchase and control income-producing property. This allows you to leverage your investment capital into more property than purchasing using “all cash”. Leverage magnifies your overall rate-of-return and accelerates your wealth creation. As long as you have positive cash-flow and your tenants are paying off your mortgage for you, it would be foolish not to borrow as much as possible to buy more income property.

For more information, visit: http://www.noradarealestate.com/

 

Land Trusts vs. Limited Liability Companies

By Randy Hughes aka Mr. Land Trust

Recently I read an article by an attorney telling his readers not to use a Land Trust. He recommended titling your investment property in a Limited Liability Company. His reasoning was that Land Trusts are only a “deterrent” to a lawsuit and they do not provide “true” asset protection. The attorney went on explaining how any lawyer “worth his salt” would find out you are the beneficiary of a Land Trust as the result of a judgment debtor’s exam (which is a hearing in a court room…sometimes called a Citation to Discover Assets). The attorney writing this article concluded that you have “zero” privacy with a Land Trust and if you want privacy you should “save the expense” of a Land Trust and title your investment real estate directly into an LLC (Nevada or Delaware).

After over 40 years in the real estate investment business, I can spot an attorney who understands the law but does not have practical real world experience. I agree that LLC’s have better asset protection than a Land Trust, but Land Trusts have far better privacy elements than LLC’s. I use LLC’s in my business but NOT to hold title to investment property. Let’s review the benefits of using a Land Trust.

LAND TRUSTS:

  • Are NOT registered anywhere on the planet
  • Do not require a registered agent
  • Pay no franchise taxes
  • Cost nothing to form (you can form them yourself)
  • File no tax returns
  • Require no tax ID number
  • Can be formed in a state other than where the property is located (for terrific privacy and asset protection)
  • Can easily hold each property separately from other properties to keep all investments insulated
  • Can have an LLC, Corporation or Personal Property Trust as its beneficiary

Experienced real estate investors understand that putting all of your properties into any one entity (be it an LLC, Corporation or a Land Trust) is a nexus for a lawsuit. Remember grandma’s advice to not put all your eggs in one basket? It makes logical sense to put each property into its own separate Land Trust and then make the beneficiary of the trust your LLC or Corporation.

This yields the best of both worlds from a privacy and asset protection standpoint. Since the Land Trust Agreement is not recorded anywhere no one can find out who the true owner of the trust is without a full blown lawsuit…which is expensive for your adversary. Furthermore, if the property is in one state, the Land Trust is formed in another state, and the LL C beneficiary is registered in a third state you get a dy-no-mite structure that is not only difficult to unravel but legally expensive to pursue. Most contingency fee lawyers would give up and start looking for another sucker to pursue.

Real estate investors are more susceptible to a lawsuit than most other Americans. The general public’s perception of a real estate investor is that they do not have any debt on their property, have lots of cash in the bank and tons of positive cash flow. So, even if the investor is upside down on their property debt and suffers monthly negative cash flow they are still at the mercy of the contingency fee lawyer and his/her dead-beat client. Keeping property isolated in separate Land Trusts makes logical practical sense to those of us in the trenches every day. A huge benefit to holding title to each property in a separate trust is the ability to finance without affecting the other properties.

You can also sell property on an installment contract basis without affecting other properties. If you title multiple properties in one LLC the lender will want to tie up all the assets of the LLC as collateral for the loan on just one property. Take your advice from a streetwise investor with decades of real-life experience. Use a Land Trust to hold title to your investment real estate…you will be glad you did!

To receive a FREE copy of my booklet “50 Reasons to Use a Land Trust” send me an email at: mailto:[email protected]

 

NEWSFLASH: The Record Has Been Broken…

In 2017, CIX.com broke records for connecting investors with funding. We’re talking nearly $3 BILLION in loans facilitated monthly!

What does that mean for you? In 2018, we want to help fund twice as many deals! We’ve already added more lenders to service your needs and even more are coming on board in the weeks ahead. That means more lenders compete to fund your investment properties – residential and commercial for your short or longer term capital needs.

In the last two months alone, our lending partners brought hundreds of millions more capital to the table; they’ve loosened guidelines and are eager to become your funding partner in 2018.

Simply put, this means more options and better terms for your next investment property. January’s numbers are going to be epic. Why not get your share?

Get connected in less than two minutes – and the lenders that will immediately contact you are vetted, verified, and 100% secure!

Submit your application and start 2018 with a locked and loaded funding option for your next investment!

Putting the REAL in real estate,
Connected Investors and Realty411

Zoom to $uccess in 2018 by Learning from Millionaires at REALTY411 Expos – LEVERAGE YOUR TIME WITH OUR RESOURCES & CONNECTIONS

Stacks of One Hundred Dollar Bills with Small House.

Leverage is the Answer.

If you, like most people enjoying a new year, are questioning how you can make more money in 2018 — then you need to learn about leverage.
What is leverage?
“The use of a small initial investment, credit, or borrowed funds to gain a very high return in relation to one’s investment, to control a much larger investment, or to reduce one’s own liability for any loss.” (Dictionary.com)

Whether it be investing in real estate, which is a tangible asset, or investing in paper or digital assets (such as stocks, FOREX, or the latest craze cryptocurrency), the principle is the same. And, leverage can increase your bottom line faster, IF the right investment is chosen.

A person can also leverage their time, money and connections to make a maximum impact and get from point A to point B faster and with less effort. We’ll discuss this after a quick illustration about how leverage can create a windfall… quickly.

Leverage is what catapulted my investment career many years ago, and it was a great learning lesson on appreciation and the leverage of existing capital.

At the time, Southern California was going though an upswing. The markets were appreciating nicely and I knew it was time to get in to leverage my time and resources for maximum profit.

I utilized funds from a recent home refinance to put a down-payment on a four-unit property, which was of fair market value, but a total fixer-upper.

Before I made the offer (beating out several others with a wonderful technique I will disclose in another article), I made sure the property would pay itself off from the rents. Important: I also saved some funds from the cash I had to do the work needed on the property.

Thanks to an appreciating market and our diligence in research in finding a value-add property, we soon saw amazing equity. As easy as this sounds, behind the scenes, months of daily work went into this.

To find this diamond of a deal, I had to be on alert for months, scour the internet for deals, drive around my target markets, plus engage in busy work on other deals that went absolutely nowhere.

Hard work is always rewarded, and within 18 months, we were in escrow again selling the same four-unit complex we purchased for $428,000 for a new price of $676,000. We took a $80,000 boot (cash) upon the sale and did a 1031 Exchange on the remaining balance to four multifamily properties out of state.

By investing outside of California, the equity from one single four-unit property was used to LEVERAGE into 24 apartments – 4 four-unit buildings.

So as you see, here are a few examples of how leverage can be used to Maximize your Time, Resources and Funds.

It was wonderful to receive that $80,000 check for my efforts and to go from owning a small complex to a portfolio of properties in two states!

The rewards of LEVERAGE have been duplicated over and over in my life, and now I’m lucky enough to be in a position to give back this and so much other first-hand knowledge that I have accumulated throughout my 20-plus career as a landlord in California and other states.

One of the ways I do this is by publishing REALTY411 (our alternate cover is Real Estate WEALTH), as well as REI Wealth Monthly. When I started 11 years ago, I was a one-woman machine and handled everything: sales, design, marketing, reporting… you name it, I did it!!
Now, I have an international staff and two offices in Santa Barbara County, plus I travel the country hosting LIVE EXPOS!
Last year, we produced 27 events in nine states, which brings me to how YOU can leverage this.

LEVERAGE YOUR TIME WITH US!

REALTY411 IS THE ORIGINAL REALTY INVESTOR MAGAZINE AND EXPO COMPANY

Now that you know the key to going from one level to the next is by catapulting yourself though leverage, I invite you to join me as we grow together at our events.

Without a doubt, I was able to leverage my time due to the amazing knowledge I’ve accumulated from so many years of hosting events, where I learned from some of the most active and successful investors and entrepreneurs around the country!

Our events are COMPLIMENTARY because we truly want to share the day with you and hope to positively impact your life. Be sure to visit REALTY411expo.com, our event website, for our Spring 2018 schedule (or see information below).

By the way, I recently once again, leveraged my resources and connections. My attorney, who is very well connected in Hollywood, introduced me to some award-winning producers and now I’m the executive producer of a TV pilot!?

Talk about the POWER OF LEVERAGE!!!

Let’s see how the Magic of Leverage will work in your life, visit Realty411expo.com

or sign up to be a free VIP member at: http://realty411network.com

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

NEW YEAR, NEW LIFE, NEW PERSPECTIVE.

It’s 2018, and this is our year to LEVERAGE.

Are you ready to take action this year? Do you want to expand your mind, contacts and portfolio?

If so, don’t miss the opportunity to learn with the oldest magazine and expo owned by the same accredited investor since 2007.

We are the ORIGINAL realty investor magazine and expo company. Our sole mission is to expand knowledge and improve the lives of our readers.

And, without a doubt, 2018 is our time (and your time) to LEVERAGE with Minimum Risk & Maximum Reward!

We invite you to join us at one of our five complimentary expos this Spring to learn from investors who have been closing millions of dollars worth of deals, year after year. Talk with national landlords who have investments around the country. Meet like-minded individuals who may end up being future partners.

OUR LEVERAGE EXPOS – SPRING 2018

We Serve Complimentary Breakfast and/or Appetizers Are Available for Early-Bird Guests FOR ALL EXPOS!

START THE YEAR OFF RIGHT WITH SUCCESSFUL, ACTIVE INVESTORS WHO ARE READY TO EXPEDITE YOUR GROWTH!


PHOENIX, AZ – Jan. 20, 2018

Get MOTIVATED and have breakfast with local and out-of-town millionaire investors. Celebrate TWO new publications: Realty411 and REI Wealth Monthly (which is now also available in print too). Guests will receive over 200 PAGES of quality content created just for our publications. Attention wholesalers, investors or brokers: Do you need Operating Capital for your business or portfolio, we have the connections here!

SANTA MONICA, CA – Jan. 27, 2018

This event will have a special focus on the entertainment industry, and we will discuss and film some footage for our TV pilot, Property Pitch. Guests will have a chance to meet our award-winning producers and ask them “insider” questions about the entertainment industry! Guests are flying in from around the nation, multiple breakout sessions.

SANTA CLARA, CA – Feb. 10, 2018

Join us in the HEART of Silicon Valley as we focus on Tech and the Trump Economy in this event. What’s in store for 2018 as far as Real Estate software and technology that can create more profits, with less work?! We will also discuss Notes, Tax Liens, Commercial Real Estate, How to Take action Today!

SAN LUIS OBISPO, CA – Feb. 17, 2018

Discover the unspoiled beauty of the Central Coast of California as we host the ONLY real estate conference in this area. At this one-day conference, you’ll have the chance to meet investors from Paso Robles to Santa Barbara County. Meet the leaders of Central California – one of the most scenic and affluent areas in the state. This event is co-sponsored by Central Coast REIA.

ATLANTA, GA – Feb. 24, 2018

Enjoy Southern Hospitality with local and national investors as they UNITE in Atlanta for REALTY411’s Leverage Expo. Discover the latest strategies for flipping by a local expert, how to raise capital (even if you have little or no experience), plus how to buy properties with tax liens for pennies on the dollar,AND lots of other great 411.

Announcing Launch of the Bay Area Commercial & Multifamily Real Estate Investment Club

NEWLY-FOUNDED BACOMM UNITES INVESTORS IN BAY AREA

Wilson Investment Properties is launching BACOMM: Bay Area Commercial & Multifamily, a real estate investment club that caters to investors of all experience levels looking to advance from rental homes and move up to the big leagues of commercial and multifamily real estate investing.

Members will also have the opportunity to invest passively in institutional grade investments for as little as $50,000.

The first meeting will be taking place on January 25, 2018 from 7 – 9:30 PM PST at 4500 Great America Parkway, Santa Clara, CA 95054.

Meetings will be held on the 4th Thursday of every month. Visit Meetup.com/bacomm for details.

If you can’t make it to the live event, join us each month on Facebook LIVE at fb.me/bacommclub. Events are always free to attend.

Announcing speakers Rick Knauf, Colliers International Executive Managing Director of the Bay Area Peninsula and Richard Smith, 4 decade real estate investor and tax professional!

We are pleased to announce our first speakers for the January meeting: Rick Knauf: Colliers International Executive Managing Director of the Bay Area Peninsula, speaking on lessons learned from a seasoned broker and investor.

Richard Smith: CEO of Richard Smith & Associates and 4 decade real estate accountant and investor, speaking on how to make the most with the new 2018 tax bill.

Through decades of involvement in real estate investment groups, we have found that the majority of resources focus on rental houses. There is very little quality education and networking that focuses on commercial and multifamily assets or how to best select and utilize syndications, unless they cater directly toward brokers, lenders, or established investors. BACOMM will cater toward those transitioning into investing in commercial and multifamily assets, and it is the first club of its kind.

Tom K. Wilson founded Wilson Investment Properties as a provider of turnkey rental houses and then progressed to commercial real estate after realizing the benefits of deal size and economies of scale. The company is now a provider of high-quality multifamily and commercial syndications with data-driven metrics for savvy investors. Mr. Wilson has always been a believer in free education, and BACOMM is one of his ways of giving back.

Tom K. Wilson is a 5 decade real estate investing veteran who has bought and sold over 4,000 units and over $450M of real estate in 6 states. Active in many real estate investment associations, Mr. Wilson is a frequent speaker whose candor and competence makes him an audience favorite.

He is the weekly host of the Real Estate Radio POWER Investing on KDOW 1220 AM.

Listen at www.tomwilsonproperties.com/radio-show.

Find the FUNDS with Finance of America Commercial

Preview of our NEW Private Money411 financial publication!


In this informative featured article we spotlight Finance of America Commercial.

Our complete Private Money411 issue will be available at our upcoming LIVE events.

Since 2007, Realty411 has been providing vital information and resources to assist investors in creating long-term wealth with real estate.

Developed by an veteran agent and accredited investor, Realty411 hosted 27 events in nine states in 2017.

As active investors for the past 25 years, the publishing team has utilized private funds in portfolio-building.

Learn more on how private sources of capital can help you grow and do more deals at our next complimentary expo.

RSVP today: REALTY411expo.com/RSVP

 

A LOOK BACK… WAY BACK! See Our Promo Video From Yesteryear.

Oh, my! We just came across the old video today that deserves another look.

We produced this video seven years ago, as a tribute to our advertisers and followers. Check it out and see if you recognize any industry leaders here!

Many of us still look the same (cough)… some are sadly no longer in business.

As we reminisce on our last 10 years in the industry, we realize that a lot has changed.

One thing that remains constant and unwavering is our commitment to our subscribers, readers and expo guests.

We began this publication with a mission of service in 2007. That still remains our focal point as we move forward in 2018 and beyond.

Thank you for watching, and have a wonderful day.

Realty411 – 3 YEARS STRONG!!

Merry Christmas! Join Our VIP Network and Receive Our Next Issue.

Be Notified of Our NEW Issues As Soon As They’re Published!

Plus, join our Free VIP network and receive magazine links, special articles, invitations to our latest seminars, webinars and teleconferences.

Realty411 is the Original Realty Resource magazine for investors of real estate, we also now produce REI Wealth Monthly, as well as special-edition issues.

Developed in 2007 as a complimentary resource to help others build wealth, Realty411 is the longest-running media and expo company owned by the same investor/agent. Her mission is to inspire others to invest and improve financial knowledge, literacy and prosperity. We hope to meet you in person soon at one of our Realty411 Expos!

What is the SFR Expo? Learn More Here!

A Special Invitation from Tim Herriage & the SFR EXPO!


NEW SPEAKERS, SPONSORS, AND PARTIAL SCHEDULE

Hello Investors;

It’s Tim Herriage here, CEO of 2020 REI Group. I am excited to release a partial list of speakers, sponsors, and sessions for the Inaugural SFR Expo! The event is shaping up nicely. Here are some quick links to help you find what you are looking for.

SPEAKERS: We will be adding speakers several times per week. All new speakers will be posted here. On the speaker page, you can view their bio, contact information, and the topic of their class(es). As we confirm their times and availability, you’ll see the schedule updated here.
Read More Now!

SOME OF THE SPEAKERS

SPONSORS: New Sponsors are signing up daily. As we receive their information, we’ll make sure to post them on this page.

TICKETS: Earlybird tickets are available for the rest of December. These tickets are full general admission tickets, and there are 175 remaining if purchased within the next two weeks. Click here to reserve your spot.

We’ve received several confirmations this week that some of the most influential people in the industry will be joining us at this event. Beth O’Brien, CEO of CoreVest Finance, has agreed to keynote on Saturday, February 17.

This is really a big thing for us, as her company recently received a guarantee from Freddie Mac on a pool of rental home loans. This new development should lead to increased financing options for investors of all sizes.

Get your tickets today, and we’ll see you at the Expo!

Regards,

Tim Herriage


RECEIVE 10% DISCOUNT OFF ADMISSION
PRICE NOW WITH CODE: 411

RSVP NOW – CLICK HERE NOW!

Do Not Delay, Prices Go Up Soon!