Pro-Tips For Working Together in a Business as a Family

By Gene Guarino

Here’s some lessons I’ve learned to help you to grow closer as a family when you’re working together in business.

Each family member is unique…embrace it.

Utilizing a “personality profile” can be a great objective tool to help identify each person’s unique skills and talents. We use the Predictive Index tool for hiring and to make sure everyone is in the right seat on the bus.

Communication is critical to your family’s health

We use the EOS system to help us with business organization and communication. It’s been an invaluable system us as we’ve grown by over 400% over the past 7 years.
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Image by Anita Oosting from Pixabay

The Family that Plays Together Stays Together

I’ve been asked “what’s the best investment you’ve ever made?” My answer is always the same, Family Vacations. Investing the time and money was one of the best investments I’ve ever made. Those “18 summers” go fast when you’re an entrepreneur. You can make an impact far beyond that if you invest the time and attention along the way.

FFF – Forced Family Fun

Do you remember when you responded “because I said so” when the kids were impatiently asking you that? Or those times when you were providing a great experience for your kids but they weren’t appreciating it as much as you thought they would or should? Well, I Do!

We created a term for that, FFF. Forced Family Fun.

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Image by michellerey17 from Pixabay

Today, we enjoy our FFF even more because everyone gets to pick an activity. Between Christmas and News Years, we make a list of “fun” activities that we can do together as a family. Each member gets to “pick” an activity and we do them as a family. In the past we’ve done a lot of fun things like, group massages, yoga, game night, bowling, wine and art, movies, kickball, pickleball, driving range, reflexology, salt baths, cryotherapy, frisbee golf, snowmobiling, skiing, sledding, ice skating, scooter races and contests of every kind. Passing on the traditions from one generation to the next. Try it this year and see what kind of fun things you come up with for your own FFF.
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Gene Guarino Founder/CEO Residential Assisted Living Academy™

Gene is the President, CEO & Founder of RALAcademy.com. Gene has over 30 years experience in real estate investing and business. Today, Gene is focused on just one thing… investing in the mega-trend of senior assisted housing. He has trained thousands of investors/entrepreneurs throughout the United States how to invest in and operate residential assisted living homes. For over 25 years he has been educating people on the strategies of successful investing, business and self-employment. He now specializes in helping others take advantage of this mega-trend opportunity.

10 Habits of Successful Real Estate Investors

By Russell Barneson

If you’re an aspiring real estate investor, building good habits will be the core foundation to your success.

From the moment you rise to the time you go to bed, outlining your day will make you more efficient and more effective at your job. Here is a game plan to implementing habits to develop to put you on your path to achieve your real estate investment goals.

Having a Schedule

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Image by Tumisu from Pixabay

Having a daily routine of planned activities will help you get into a rhythm. Waking up at the same time, going to the gym daily and even planning your meals are great for building structure.
Setting a schedule will help you clear your mind, giving you laser focus.
The side benefit of such a structure is you will not be worrying about whether you forgot to do something. There are many scheduling, CRM and organization tools you can install on your phone and computer, making it easier than ever to stay organized. These tools will send you reminder messages so you don’t miss an important meeting or appointment.

Find a Niche

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Image by Clker-Free-Vector-Images from Pixabay

There is an ocean of property types and investment strategies out there.
The world is a complicated place, finding a niche helps simplify life.
Pick one type of property or strategy to invest in; this will give you an identity and make you an expert in the niche you choose. For example, if you work in rehabbing single family homes in a certain area, over time you will become an expert in this industry and will know what to look for in regards to the local market.
Developing strong relationships with property brokers, contractors and lenders will be beneficial to your success.
For example, a great relationship with a property broker may result in access to insider pocket listings unavailable on the MLS. Go with what you know! Try to stay away from projects outside your niche as this can become time consuming and bring on unnecessary risk.

Settings Goals

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Image by Megan Rexazin from Pixabay

Great real estate investors set short and long term goals. For instance, a long term goal might be turning over 1 fix and flip every month or earning $200K profit per year. A short term goal might be going to the gym every 2 days for a month. Humans thrive with goals, having a target to aim for will help you orientate yourself towards a brighter future and help you avoid complacency.

Persevere Through Down Markets

Real estate markets, like all markets, are cyclical. Like a surfer, learn to ride the highs as well as the lows.
Position yourself to withstand an unexpected downturn in the real estate market as it is inevitable.
And don’t be discouraged if you have a few bad years, stay positive and find ways to persevere.

Go to School

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Photo by Pixabay from Pexels

Getting higher education is a valuable tool. Becoming more knowledgeable could open up various job opportunities throughout the real estate industry.
People with degrees often get promoted and have higher incomes than those without.
According to APLU.org, high school grads earn 62% of what a college graduate earns.

Diversify

Rule No. 1: Never lose money. Rule No. 2: Never forget rule No. 1. – Warren Buffet
The number one rule of investing is preservation of capital. The easiest way to achieve this is through diversification. Don’t put all your eggs in one basket and consider partnerships if necessary to diversify into multiple projects. This will balance out your portfolio in the case one of your assets is underperforming.

Patience

Patience is a virtue. Real estate markets have been around for eons and will always be cyclical.
What is valuable today is worthless tomorrow. Avoid buying at the top of the market, and try getting into up-and-coming neighborhoods, or buying when you think a recession is at the bottom.
Therefore, don’t chase deals. Have cash reserves ready for a drop in the market, in order to capitalize on bargain deals.

Work Smarter not Harder

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Image by Fathromi Ramdlon from Pixabay

Know your priorities and limitations. Be efficient and do one thing well, outsource the tasks you struggle with. Don’t scoff at the idea of getting some outside help. When blocked on something ask for feedback. Not a web developer? Don’t try to build everything yourself. Trim the fat and focus on your money makers.

Create Passive Income

Creating passive income helps you leverage your time and is one of the most powerful income generating strategies in the world. If you have a solid rental business setup and organized, you will have a lot more time to focus on developing other businesses or living a more fulfilling life.

Hire the Right Team

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Photo by fauxels from Pexels

An expert is a person who has made all the mistakes that can be made in a very narrow field. – Niels Bohr
Paying employees a little more than competitors can be beneficial in the long run. Hiring competent people to make difficult decisions on your behalf will not only benefit your business but also give you more time to do the things you love. Additionally, turnover in any business can be costly due to the training time for new employees, so it’s best to find great employees and stick with them.

About the Author

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Russell Barneson runs Sales & Marketing at Crescent Lenders and is a real estate investor and operator of his own vacation rental business. He is passionate about the topic of real estate investing and helps real estate investors from across the USA obtain private money financing. Having the experience of running and operating a real estate business himself, as well as helping other investors get capital for their projects, gives him unique insights. Russell is a sports fanatic and in his spare time he loves to travel, surf, play sports, and have the occasional beer. For more information, visit: https://www.cresentlenders.com

Premiums: How Much and For How Long

By Gabby Darroch

Let’s talk about premiums, because, let’s face it, no one likes to pay them. But what if you began to look at them like deposits instead of payments? With The Money Multiplier Method, that’s really what they are.

How much does my premium (or deposit) have to be?

question-3838906_1280You are incomplete control of what you want your deposit to be. Now, in order for your policy to do what we want it to, which is to make you the bank and generate wealth over time, we do have suggestions on what it should be. That looks something like this:

(Your Age) x 10 = (Minimum Monthly Deposit Amount)

For example, Sally is 35 years old. So her minimum monthly deposit would be $350 (35 x 10). Again, we have it structured this way so you benefit the most from your policy.

Of course, you aren’t limited to monthly deposits. How often you want to pay is up to you as well. In fact, you can change your deposit frequency at any time. Most people opt for the monthly deposits, which is why we use that in this example. And who has ever really made “too many” deposits?

How long do I have to make deposits for?

In a typical policy, we will settle on what your premium deposit should be for the first five years. This premium deposit will include a paid up additions rider that accelerates the growth of the policy. In year six, you will then pay roughly forty percent less in premiums as the rider will have dropped off and no longer be necessary. For example, if you are paying a premium of $10,000 for five years, this includes a $6,000 paid up additions rider so in year six, you’ll only make a deposit of $4,000 for the remaining life of your policy.

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Of course, that paid up additions rider can still be of value. That $6,000 (or whatever your paid up additions amount is) can then be used, along with any other funds you have, to start another policy. Consider it similar to a “branch office” because you are the bank now. And don’t banks have multiple locations? Why shouldn’t you?

As we always say, there are specific situations with all of our clients and our Money Multiplier Mentors are trained to help you make the best decisions in growing your family’s wealth. When you meet with one of them, ask them about your options and what will work best for your lifestyle.

Can I make a lower or higher deposit if I want to?

Absolutely. What you pay towards your premium is entirely up to you. We have never and will never tell you how much money to put towards your premium. We do like to note that the higher the premium, the better the return in your cash account.

money-3219298_1280And if you have the means to deposit an additional lump sum of money (called “overfunding”) with your premium deposit this would accelerate the growth of your policy even more.

Keep in mind, if you take out a policy, you can always reduce your premium on that policy. You cannot increase your premium amount on the particular policy, but you can take out a new policy in addition to your initial policy. In fact, many of our members end up taking out multiple policies once they see the benefits of their initial policy.

Deciding on your premium deposit amount and frequency doesn’t have to be scary. On the contrary, we are with you every step of the way to make sure your policy fits your lifestyle in every way. As your life changes, so does your policy, as it should.

Your policy, your premiums, your way. This is what it feels like to be in control of your money.

To learn more about this method and what it can do for you, please visit www.TheMoneyMultiplier.com , scroll to the very bottom and click on “Member Area.” Enter the password “bankwithbrent” and watch the presentation that appears on the next page.

When you’re ready to get started on creating your financial legacy or if you have more questions, please email us at [email protected], or give us a call at 386-456-9335, and one of our mentors will be in touch with you.

The (Bad) Spend Trend

By Gabby Darroch

Einstein once said, “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” And when someone with a brain that powerful and with knowledge that brilliant tells me to pay attention, guess what I’m going to do–pay attention!

What he’s really saying is this: There is more to spending and earning money than meets the eye. We are taught (wrong) to think about money one way: Money is necessary to live. You must work to earn it, only to spend it on things you need. But once that money is spent, it’s gone forever, right?

It doesn’t have to be. Not with The Money Multiplier Method at work.

earn-3172501_1280Robert Kiyosaki, mentor to the millionaires and author of Rich Dad Poor Dad, has explained one crucial difference between the rich and the poor. He says, “The poor and the middle class work for money. The rich have money work for them.” Kiyosaki points out that the poor spend their hard earned money on expenses and liabilities, things that take money out of their pockets. The rich and the wealthy, rather, spend money on assets and things that bring them more money.

That’s what The Money Multiplier is. It’s a machine, or a process, that keeps your money in your pocket. The first rule of the wealthy that most people aren’t taught is that to be wealthy, you must buy assets first.

Here is what you’re doing: You have $1 in your pocket. Traditional financial knowledge tells you to spend that $1 on something you need and work for another dollar to spend on something else you need.

Here is what you should be doing instead: You have $1 in your pocket. You use that $1 on a contract that guarantees you 4% growth each year. And that 4% growth ensures that you can watch your money grow while still using it on what you need and leaving it to your family all at the same time. This is how true wealth is acquired. And this is exactly how The Money Multiplier operates.

money-2696234_1280It gives you a real place to put your money, guaranteeing at least 4% growth, while still having access to that money and creating generational wealth.

The Money Multiplier is an asset.When used as recommended, it can bring you lasting wealth without changing your cash flow, requiring you to work any harder, taking on any additional risk, or losing control of your finances.

It’s what the wealthy use and have been using for over 200 years. Maybe it’s time you saw what it can do for you, too.

To learn more about this method and what it can do for you, please visit www.TheMoneyMultiplier.com , scroll to the very bottom and click on “Member Area.” Enter the password “bankwithbrent” and watch the presentation that appears on the next page.

When you’re ready to get started on creating your financial legacy or if you have more questions, please email us at [email protected], or give us a call at 386-456-9335, and one of our mentors will be in touch with you.

Differences Between a Policy Loan and Withdrawal

By Gabby Darroch

I know many people have had the concern when it comes to taking a loan from their policy. Typically, loans have a bad connotation. But that is because taking a loan from your neighborhood bank ends up losing you money. Taking a loan from your policy, however, ends up doing the exact opposite. So around here, we encourage you to take loans because we love making you money!

atm-1524870_1280You may be wondering how that is even possible, or why, since it’s your money, you can’t just withdraw the money you need from your policy. The answer will require you to train your brain to think differently about money than you ever have before. But that’s okay. This is where the shift happens and this is where your journey to financial freedom can begin.

How Traditional Financial Institutions Work

You work, get paid, and deposit some of your income into your bank account. And for convenience sake and for some perks like online access, you’ve got yourself a system that you’re happy with.

Now, when you’ve got something you need to purchase or finance, you take some of that money out in the form of a withdrawal.

Look at this example to see why that system doesn’t make sense when you have your policy as an alternative:

Let’s say you have $1000 in your bank account and you withdraw $500 to pay some bills. Now you’ve lost all the perks and benefits (such as interest earning potential) of having that $500 still in the bank. You’ve interrupted the compounding interest. And essentially lost money by utilizing the typical withdrawal method.

The Better Alternative: Your Policy Contract

When you pay your premium deposits, your money is safe in your policy’s cash account. Then, when you decide you want to take money out of your policy to pay for something, the insurance company sees that you have the collateral of your policy to back up your need. Because of this, they loan you some of their money.

umbrella-2891883_1280That’s right. You’re not withdrawing any of your money, so you’re not interrupting the compounding interest. Your money in your policy is still earning interest, even while you take out a loan. And the minimum guaranteed growth rate is 4%. So not only is your money earning more in interest than it would in a traditional banking system, you also never lose the money within your policy, even if you take a loan.

You haven’t stopped your dollars from growing!

Rest Assured

Like I said before, this concept will take some getting used to. It’s not often that something that is “too good to be true” is actually TRUE. But this, my friend, is one of those times.

Your money in your policy is still your money. You can use it whenever you like, just as you would use money that’s been deposited into your bank account. But with The Money Multiplier Method, you can borrow that money, while never taking away it’s ability to earn 4% interest within your policy.

interests-4786422_1280And the market trends? They no longer matter. Your policy keeps growing steady at a 4% minimum. So go ahead, take a loan from your policy. And watch the money keep flowing.

To learn more or get started, please visit www.TheMoneyMultiplier.com . Scroll to the very bottom and click on “Member Area.” Enter the password “bankwithbrent” and watch the presentation that appears on the next page.

When you’re ready to get started on creating your financial legacy or if you have more questions, please email us at [email protected], or give us a call at 386-456-9335, and one of our mentors will be in touch with you.

Family Wealth: 5 Vital Steps For Ensuring Your Succession Plans

By Fuquan Bilal

One of the most pressing concerns, and what keeps us up at night more than anything else is taking care of our loved ones. We can work hard, save money, and spoil our kids while we are around, but that may not be able to really see our biggest wishes for them for the long term realized. Whether it is a cause you are passionate about, or your concern is putting your kids at the helm of your estate and you’d like them to flourish, what essential moves should be made to see it come about?

1. Get A Clearer Vision

vision-2372177_1280In order to make it happen, we really need a clear vision of what we want. Not just “I want to make millions, donate to charity, and give my future generations an empire.” Define that. What type of cause are you going to support, and what should my they be accomplishing? How much money do you need for your lifetime? How much do you want to leave to the next generation?

2. Set Up Retirement Income

There is a good chance that we’ll either live decades longer than we expected, or we’ll be forced to retire many years earlier than expected. Having a solid plan for retirement income in those years will be vital for not becoming a financial burden on those we love, and not ravaging any nest egg before it’s time to pass it on. Establish passive income streams now, so that isn’t an issue.

3. Put The Right Structures In Place

Wills, trusts, and inherited IRAs and income properties can all be a critical part of a family estate which avoids being eaten up by taxes, poor transitions, and courts.

4. Train Your Beneficiaries

The most important thing you can do is to train your beneficiaries to manage money well. If you leave them a little, they will still be able to multiply that. If you leave them a lot, they can do even better. Educate them about money and proven principles. Empower them with better ways to think about money. Give them entrepreneurial skills.

5. Connect Them With Help

mentor-2443788_1280All too often essential conversations about inheritances never happen. Then heirs get lumbered with cash, a mortgaged home, or investment tools they don’t understand. Then they have to find and turn to strangers for advice. Isn’t it better to introduce them to your contacts who you trust to manage your wealth now? Then they already have a proven partner for success.

Investment Opportunities

Find out more about investing in secured debt and real estate, go to NNG Capital Fund


Fuquan

Fuquan Bilal

Fuquan Bilal founded NNG in 2012 with the principal mission of capitalizing on the growing supply of mortgage notes in the interbank marketplace. Mr .Bilal utilizes his 17 years of residential and commercial real estate success to identify real estate opportunities and capitalize on them. To date, he has successfully managed three private mortgage note funds that primarily invest in singlefamily performing and non­performing mortgage notes. His financial acumen and proprietary set of investment criteria enable him to purchase underperforming real estate assets at a deep discount of face and market values, thereby increasing the value of the assets. This, coupled with his ability to maximize the use of leverage, enables him to build strong, secured portfolios with solid passive income flows.

The Better Alternative to Your Retirement Account

By Gabby Darroch

Today I want to spend a little time clarifying exactly what makes the Infinite Banking Concept different. Different from any other banking system, financial institution, or retirement you’ve ever seen or heard of before. This will help you understand why The Money Multiplier is the best system for your money.

There are 3 major differences, and they are as follows:

  • You don’t have to lock up your cash;
  • You don’t have to turn over control of your cash to someone else; and
  • There are guarantees from day 1.

So let’s explore those a little further.

#1 – You don’t have to lock up your cash.

safe-3703193_1280If you’re contributing to a 401k, IRA, or any other retirement account, you might as well forget about your money. In fact, you probably already have because you can’t touch it and you can’t use it when you need it. Out of sight, out of mind.

Qualified plans require you to lock your money away until some far away future date, when you’re allowed to use it. You can’t get to your money without major penalties until you’re 59.5 years old. And the worst part is that you have no idea if your money is growing or tanking, until it’s too late.

You’re also giving up the opportunity to use your money today. You’re hoping your dollars will be there later. But when you’re finally able to use them, they’re actually weaker than when you locked them up because taxes go up, not down. And even if taxes do go down, we end up getting taxed on more things.

(Read this article to learn how quickly after you pay your premiums you can use the cash account in your policy.)

#2 – You don’t have to turn over control of your cash to someone else.

Don’t you associate more return with more risk? How much more risk are you willing to take on these days? Probably none, right? Especially with the money you’re intending to live off of after retirement. So, while there are people who say they have the time and expertise to manage your money for you, you won’t know if they are doing a good job. That’s a pretty big risk, don’t you agree? Like I said before, the only way you’ll know if your money is being mishandled is when it’s far too late to do anything about it.

But if you believe that with the right information you could make good decisions with your money, then you wouldn’t have to feel the need to give it away to someone else.

#3 – There are guarantees from day 1.

moneymultiplyNo other financial guru or financial product contains guarantees like this. The only thing they do guarantee is that they can’t go below zero. But inside your policy contract with The Money Multiplier there is guaranteed growth of 4%. And this growth isn’t tied to the markets whatsoever. So even if Wall Street sinks to an all time low, your policy will continue to grow at a rate of at least 4%.

The decision is clear

This is just a little taste of the power and control you have when you have a policy contract with The Money Multiplier. Your money isn’t locked up for years. You don’t have to hand over control of your money. And growth is guaranteed on your policy from day 1. Two things come to mind when I hear this: freedom and peace of mind.

Get started by visiting www.TheMoneyMultiplier.com . Scroll to the very bottom and click on “Member Area.” Enter the password “bankwithbrent” and watch the presentation that appears on the next page.

When you’re ready to begin building a retirement account you don’t have to wait until retirement age to use, email us at [email protected] . Or give us a call at 386-456-9335,and one of our mentors will be in touch with you.

Why now is the time to start a policy

By Gabby Darroch

It really burns my biscuits when I hear people say, “I don’t want to start a policy yet because of the Coronavirus. I am not sure where the economy is going to go.”

corona-5081311_1280And the reason why this gets me so heated is no secret. Let’s be honest. Many people are making decisions out of fear right now. And fear-based decision-making is just about the worst thing you can do in an already difficult situation.

But this difficult situation is more reason than ever to start a policy because you’re right, you don’t know where the economy is going to go. On the contrary, did you know where the economy was going to go before? No, and you will never be able to predict this.

Things happen. We have windfalls and downfalls. Raises and demotions. We buy things and we also sell things. There are pandemics; We are healthy. Terrorists attack; Our country is safe and secure. We have Republican Presidents; We have Democratic Presidents.

My point is, you never EVER know what is going to happen. You can’t predict the future. So why do you want someone else controlling your own financial life?

Now more than ever, this is why you want to start a policy.

This is why you want to take control of your financial wealth. Because you don’t know what’s going to happen.

mailbox-2607174_1280Do you really want to be sitting by your mailbox waiting for:

  • your stimulus check to arrive;
  • the government to take care of you;
  • your pension to kick in;
  • social security to supply you with income; or
  • your 401(k)/IRA/qualified plan/mutual fund to save you?

Is that working for you?

How many people do you know that are out there at retirement age that are working when they should be enjoying their life? Are they working because they really want to be working? Because they just want something to do? Or are they doing it because they have to do it for survival because their qualified plan, their 401k, their IRA, their pension won’t save them? And the government didn’t take care of them like they thought they were going to.

It’s time to wake up.

businessman-4279253_1280It is time to take control of your own financial life. Quit making excuses. You are the one that can take control. And what better way to do it than to put your money in an environment where you have guaranteed tax free growth, where you pay the tax ONE time on your money at the lowest possible rate and now you have it into a vehicle, into a machine, into an environment, where you have guaranteed growth, and the government is completely out of your hair.

And not only is it going to create wealth for you while you’re living, but it’s also going to create multi-generational wealth for your spouse, your children, your grandchildren, and future generations to come.

Come on ladies and gentlemen. Get on board. Now is the best time to start your banking policy!

Why do you think we’re so busy here at The Money Multiplier? It’s because people are sick and tired of all that’s going on with their money. They are tired of the bloodbath in the stock market. And they don’t know what’s going to happen with Real Estate.

Next time you think, “Oh no! Are we at the peak or are we in another recession or depression? What’s going to happen?” stop yourself and remember, you have a policy, so your money, your financial future, is safe. That is, if you take action now. Eliminate all those worries in your life by taking control of your own financial wealth.

If not you, then who?

businessman-4914044_1280If you’re not going to take care of yourself then who will? YOU need to make the decision right now.

The wealth train is moving down the track. And it’s going to stop at your station. Are you going to let it pass you by? Are you going to watch it head on down the track? Or are you going to hop on board and take the wealth train to the promised land where YOU own and control your financial life and future.

To learn more or get started, please visit www.TheMoneyMultiplier.com . Scroll to the very bottom and click on “Member Area.” Then, watch the presentation that appears on the next page.

When you’re ready to get started on creating your financial legacy or if you have more questions, please email us at [email protected], or give us a call at 386-456-9335, and one of our mentors will be in touch with you.

Control Freaks Welcome

By Gabby Darroch

When you think about traditional banking systems, I am willing to bet you don’t think about having control over your money. Typically, the banks have all the control.

Think about that for a second. It’s YOUR money and the banks CONTROL it. They control what you do with it. They control what OTHER PEOPLE do with it. And they control the “wealth” you gain from it. I say “wealth” in quotations because for you it’s not really wealth at all. You earn pennies on your invested money while the banks gains upwards of 400% on that same money you invested.

I’m sure when I put it like that you see there’s something obviously wrong with the traditional banking system. It’s just another way the rich get richer, but what about you?

Well, imagine being in control of that banking system. With cash compounding you can be, and you’re going to notice some HUGE differences when compared to everything you’re used to in the traditional banking world. Here are 3 of them:

#1: You don’t have to lock up your cash.

money-4108084_1280

If you are currently contributing to some kind of retirement account, such as a 401k, you probably forget about that money regularly. Why? Because you can’t use it until retirement age without being severely penalized. Out of sight, out of mind. Right? Well with cash compounding you aren’t “locking away” your money for retirement that may not be here for another 10, 20, 30 or more years like you are with retirement accounts. And you get full use of your dollar when you need it… NOW! With those traditional retirement accounts, your dollar typically becomes weaker over time, leaving you with fewer dollars than you invested.

#2: You don’t have to turn over control to someone else.

It’s risky to give someone your money and not know if they are doing a poor job with it until it’s too late. Well, that’s what you’re doing when you invest your dollars into a traditional retirement account. If you had the right information, you could easily be the one that’s in charge of your money and know where your finances stand on a daily basis instead of relying on a stranger to do the leg work, only to find out they could’ve done better.

#3: There are guarantees from day 1.

The ONLY guarantee you’ll ever see with any qualified retirement account is that they won’t go below zero. So much for overdelivering on their promises. With cash compounding, you are guaranteed a minimum of 4% growth, no matter what happens in the economy. Your money isn’t tied to the market so if it crashes, you will still be sitting pretty.

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The Money Multiplier Method utilizes this cash compounding concept. And through these techniques, we help you to create your own generational wealth that is completely, 100% controlled by you.

Your money, in your control, working for you every single day… Who knew?

To learn more about this method and what it can do for you, please visit www.TheMoneyMultiplier.com, scroll to the very bottom and click on “Member Area.” Enter the password “bankwithbrent” and watch the presentation that appears on the next page.

When you’re ready to get started on creating your financial legacy or if you have more questions, please email us at [email protected], or give us a call at 386-456-9335, and one of our mentors will be in touch with you.

[email protected]

Think Differently to Uncover Huge Hidden Profits

By Karen A. Walker

Nobel Prize-winner Albert von Szent-Gyorgy once said that “discovery consists of seeing what everybody has seen and thinking what nobody has thought.” It’s a description that captures what sets LuxHomePro, its processes and its co-founders apart from others. In a nutshell, they think differently about luxury vacation rental property.

Founding partners Jerry Conti and Dave Bynum were introduced by a mutual friend. At the time, Jerry was looking for a fresh, innovative and lucrative opportunity to market.

Dave had just completed an eight-year, remarkably innovative and profitable lead generation program he had developed and managed for a number of major banks from 2001-2008. With that project finished, Dave was also looking for something new that he could really embrace and enjoy as much as he had enjoyed the lead-gen project.

Keep an open mind: Unexpected connections

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In truth, nothing innovative happens in a vacuum, and rarely at a convenient time.

As it turns out, Dave was in the midst of planned chaos on the day Jerry called to follow up. That chaos included a camera crew and live taping session with Dean Graziosi. Just days earlier, someone else previously unknown to Dave had tracked him down in an effort to become a silent financial partner on any project Dave had in mind. At the time, Dave didn’t have anything in mind.

Dave kept an open mind to see where it all would lead.

Something clicked in the conversations with Jerry. Their synergy, diverse areas of expertise, shared ethics of openness and trust, serving others, and creating win-win-win opportunities that also allowed for big, ethical profits resulted in the launch of LuxHomePro at the end of 2017.

Culling from his years of experience fixing and flipping homes and short-term rentals, Dave applied his knowledge to what he saw as a new emerging trend: an increasing demand by travelers to rent luxury homes, rather than stay in hotels. AirBNB, VRBO and similar platforms were beginning to pay attention to the trend as well, which opened up even more opportunities for the untapped win-win-win Dave recognized.

“I see opportunities that people don’t see,” said Dave. “I can align the dots enough to get it going and then work through any failures to fix things and make it work.”

And that’s what happened.

Further fine-tuning was needed and the business was in full operation by April 2018, now offering about six seminars a year, with turn-key systems and a variety of optional, more intense training levels to participants.

“I have always led my life by being the quiet guy,” confesses Dave. “When I’m at a meeting or in a crowd, I tend to read the room, figure it out, plant a seed and then listen. I spend more time listening than talking. I find you learn more from others that way.”

In contrast, Jerry is a front and center, get onboard and let’s have fun on the journey kind of person. The two co-founders complement each other wonderfully, and they forged a bond of mutual respect and trust, which makes for engaging, in-depth and hands-on, achievement-oriented learning for their students.

Keep it Real, Keep it Simple

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“For us, it always has to be a win-win-win,” underscores Dave. “It’s a whole lot better if everyone is upfront and transparent. When you have a problem, get it out in the open so we can solve it together and move forward. Otherwise it can fester, people sneak around behind others’ backs and it’s just a waste of time and energy. Keep it real! In every negotiation, every relationship, keep it open and upfront.”

“One of the most exciting things for me,” Dave adds, “is when I finally put together all the pieces of a problem or project and it works! It’s exciting for me when people say yes, believe in us, take action on what they learn, and then achieve the same or better results. It’s exciting because it helps change other people’s lives for the better. That matters a lot to Jerry and to me.”

Core Concept

For those who’ve not yet experienced the LuxHomePro opportunity, the core concept is brilliant.

There are basically three components:
▪ Luxury vacation renters. Offer dream housing options to those seeking luxury vacation home accommodations.

▪ Luxury home owners. Offer owners of qualified luxury homes an option to sell at a good price and also to earn significant revenue prior to selling, without any work on their part and without having to wait many months and even years to sell their high-end luxury home.

▪ LuxHomePro Student “Connectors.” Earn high profits, on a consistent basis, following a proven-successful strategy and easy-to-follow templates and systems, without the need to own anything or have good credit.

It’s essential, of course, that the person connecting all parties (“the connector”) follow the system correctly. Everything is laid out for seminar attendees, including how to properly market a property, how to develop attractive pricing, how to upgrade for vacation renters and how to manage the operation efficiently and profitably.

Leave out—or even worse, cut corners—on any one of these components and the promised, sure-fire success is in jeopardy.

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For example, rent a luxury vacation rental home from Dave and you’re sure to find such amenities as a hot tub, in-home games, pool or foosball table, baby-sitting and personal chef upgrade options and super-discounted access to local golf club or other luxury amenities. You can count on your experience in one of his homes to be truly luxurious and of more value than that for which you paid. Not cheap, but over-the-top value. That’s what LuxHomePro trains its students to provide.

So, if the LuxHomePro plan is followed as laid out, and if it’s managed correctly, it’s a beautiful thing all around—amazing profits for you within 4-6 months or so, amazing experience for the renter, and amazing profits for the home-owner. A win-win-win.

Not to mention, a no questions asked, money-back guarantee.

What others say

A broker in Michigan who had done fix and flips for years and recently got into short term rentals said he found himself struggling with the short term rentals. “I tried do it the traditional way like you see on YouTube,” he explained “and really struggled with it. I met Dave and he helped me with it, looked at the resources I had to work with and took it from there. He’s thorough. He’s patient and he starts working with you at wherever you are starting out. He can take it to where you want to go.”

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Shelly Clayton from Scottsdale echoes the Michigan broker. Shelly raves about how Dave’s system took her from 4% booking rate, which translated into two bookings a year (one of them even cancelled) to a 96% booking rate.

That’s a small segment of real-world, first-hand feedback from those who implemented the LuxHomePro training and systems. And all of it is music to the co-founders’ ears!

For Jerry and Dave, it’s all about helping to change other people’s lives for the better.

Looking forward

Jerry and Dave recently introduced a super simplified option in which they’ll act as a partner for select students who have financial limitations, but a strong desire to participate in the vacation rental industry.

To learn more about all of LuxHomePro’s offerings, go to www.LuxHomePro.com

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Top Five Take-Aways from LuxHomePro Seminars:

1. Keen eye. Walk away knowing exactly how to identify profitable luxury rental properties.

2. Love what you do. Find your own niche or niches in the industry from which you’ll be able to master and profit year after year.

3. Only win-win-win. Learn the secrets to setting up deals and negotiations on the basis of a win-win-win where no one gets a bad deal.

4. Positive negotiation. Learn how to successfully negotiate with homeowners so they will jump onto your side and will want to work directly with you.

5. Systems and Automation. Learn which systems to put into place to automate your business for maximum profits and efficiency.